• Schools, colleges, and universities manage classes through the entire year. Again, how many courses may increase on a yearly basis by popular demand; hence they have to be administered well. The age old traditional system of the manual admission process is severely time intensive in nature. You’ll need to invest time on planning the registration phase – where to create the counter, how to manage staff and prospective registrants along with the payments procedures, and so on. It’s time intensive and the system needs an ideal complement of extra labor. Prior to the introduction of internet, you’d no choice but to manage the class registration processes udyam certificate through people. However, now you have another choice ready at hand; the web class registration software.

    Most individuals have this misconception that online solutions are too costly and you have to be highly tech savvy to manage to operate the systems. Allow me to inform you frankly, it is nothing beats that. Any non-technical, without any knowledge of HTML and programming can simply run the solutions on the computer. Moreover, Cloud-based registration solutions are very cost-effective; so you actually save money by utilizing this udyam certificate application. It would have been a smart idea to employ a Cloud solution rather than on-premise, in-house applications that need you to spend a fair quantity of capital to purchase the software, install on your pc or laptop, and then pay monthly subscription charges.

    How online class registration software can assist you to manage the admission processes better?

    Offers 24/7 Accessibility

    You along with all potential students can access the class registration forms anytime, from any place of the world. All you have to is really a computer with an internet connection. People can simply fill up the shape and submit the same at their convenience without waiting in long queues to collect registration form and then complete the formalities personally, on site.

    Provides Online Payment Facilities

    Along side registrations, you may request the registrants to pay the course fee online. Thus, they’ll not need to take the pain of coming on just one more day to take care of the required payment formalities. They are able to do it straight away, sitting at their homes or while at the workplace. You can accept payments made via bank cards, PayPal, through wire transfers, and so on.

    Edit and Make Necessary Changes Instantly

    Class organizers can on the spot make changes to an on line class registration form without needing pen and paper whatsoever. They are able to actually save on additional printing costs which may be incurred in case of hard copy forms.

  • Idea: SSAASSAAA

    luydimopso luydimopso about 1 year ago

    ASAAA

  • KidsHealth / Kids / What You Need to Know About Drugs What You Need to Know About Drugs Reviewed by: Kate M. Cronan, MD Larger text sizeLarge text sizeRegular text size Print Drugs are chemicals that change the way a person's body works. You've probably heard that drugs are bad for you, but what does that mean and why are they bad?

    Medicines Are Legal Drugs If you've ever been sick and had to take medicine, you already know about one kind of drugs. Medicines are legal drugs, meaning doctors can prescribe them for patients, stores can sell them, and people are allowed to buy them. But it's not legal, or safe, for people to use these medicines any way they want or to buy them from people who are selling them illegally.

    Cigarettes, Alcohol, and Marijuana Cigarettes and alcohol are two other kinds of legal drugs. In the United States, adults 21 and older can buy cigarettes and alcohol. But smoking and excessive drinking are not healthy for adults, and they're off limits for kids.

    Although marijuana is an illegal drug in some states, a growing number of states have made it legal. Some states allow doctors to prescribe it to people for some conditions.

    Illegal Drugs When people talk about a "drug problem," they usually mean abusing legal drugs or using illegal drugs, such as, ecstasy, cocaine, LSD, crystal meth, and heroin to get high.

    Why Are Illegal Drugs Dangerous? Illegal drugs aren't good for anyone, but they are particularly bad for a kid or teen whose body is still growing. Illegal drugs can damage the brain, heart, and other important organs. Cocaine, for instance, can cause a heart attack - even in a kid or teen.

    While using drugs, people are also less able to do well in school, sports, and other activities. It's often harder to think clearly and make good decisions. People can do dangerous things that could hurt them - or other people - when they use drugs.

    Why Do People Use Illegal Drugs? Sometimes kids and teens try drugs to fit in with a group of friends. Or they might be curious or just bored. Someone may use illegal drugs for many reasons, but often because they help the person escape from reality for a while. A drug might - temporarily - make someone who is sad or upset feel better or forget about problems. But this escape lasts only until the drug wears off.

    Drugs don't solve problems. And using drugs often causes other problems on top of the problems the person had in the first place. Somebody who uses drugs can become dependent on them, or addicted. This means that the person's body becomes so accustomed to having this drug that he or she can't function well without it.

    Once someone is addicted, it's very hard to stop taking drugs. Stopping can cause withdrawal symptoms, such as vomiting (throwing up), sweating, and tremors (shaking). These sick feelings continue until the person's body gets adjusted to being drug free again.

    Can I Tell if Someone Is Using Drugs? If someone is using drugs, you might notice changes in how the person looks or acts. Here are some of those signs, but it's important to remember that depression or another problem could be causing these changes. Somebody using drugs might:

    lose interest in school change friends (to hang out with kids who use drugs) become moody, negative, cranky, or worried all the time ask to be left alone a lot have trouble concentrating sleep a lot (maybe even in class) get in fights have red or puffy eyes lose or gain weight cough a lot have a runny nose most of the time What Can I Do to Help? If you think someone is using drugs, the best thing to do is to tell an adult that you trust. This could be a parent, other relative, teacher, coach, or school counselor. The person might need professional help to stop using drugs. A grownup can help the person find the treatment needed to stop using drugs. Another way kids can help kids is by choosing not to try or use drugs. It's a good way for friends to stick together.

    Words to Know Understanding drugs and why they are dangerous is another good step for a kid to take. Here are some words that may be new to you:

    Addiction (say: eh-DIK-shen) - Someone has an addiction when he or she becomes dependent on (can't stop taking the drug without getting sick) or craves a drug all of the time.

    Depressant (say: dih-PRESS-int) - A depressant is a drug that slows a person down. Doctors prescribe depressants to help people be less angry, anxious, or tense. Depressants relax muscles and make people feel sleepy, less stressed out, or like their head is stuffed. Some people may use these drugs illegally to slow themselves down and help bring on sleep - especially after using various kinds of stimulants. (See below.)

    Hallucinogen (say: heh-LOO-seh-neh-jen) - A hallucinogen is a drug, such as LSD, that changes a person's mood and makes him or her see or hear things that aren't really there or think strange thoughts.

    High - A high is the feeling that drug users want to get when they take drugs. There are many types of highs, including a very happy or spacey feeling or a feeling that someone has special powers, such as the ability to fly or to see into the future.

    Inhalant (say: in-HALE-ent) - An inhalant, such as glue or gasoline, is sniffed or "huffed" to give the user an immediate high. Inhalants produce a quick feeling of being drunk - followed by sleepiness, staggering, dizziness, and confusion.

    Narcotic (say: nar-KAH-tik) - A narcotic dulls the body's senses (leaving a person less aware and alert and feeling carefree) and relieves pain. Narcotics can cause someone to sleep, fall into a stupor, have convulsions, and even slip into a coma. Certain narcotics - such as codeine - are legal if given by doctors to treat pain. Heroin is an illegal narcotic because it is has dangerous side effects and is very addictive.

    Stimulant (say: STIM-yeh-lent) - A stimulant speeds up the body and brain. Stimulants, such as methamphetamines and cocaine, have the opposite effect of depressants. Usually, stimulants make someone feel high and energized. When the effects of a stimulant wear off, the person will feel tired or sick.

  • Chicago is among top ten International Economic Centers of the entire world, but their state to reputation is their numerous describes in shows, tunes, novels, plays, information press, and different journals. Although the town hasn't been portrayed in positive gentle in the majority of the popular tradition, having a social tour of Chicago in a limo is not just a bad idea because the city has some great collections of surrealist paintings, drawings, statues, etc., which have seldom been revealed in common culture.

    In this short article, let's study how serious the sources of theater, visible artwork, and music, are in Chicago. It may help the visitors deepen their understanding of Chicago's lifestyle before they have a Chicago limousine visit of the city. Knowledge of source and roots of artwork and lifestyle in the town will surely enrich the travelers. It will help them benefit from the Chicago limousine visit more compared to the types who get unprepared.

    Chicago has a extended theatrical record which dates back to 1890s when Hull-House used to period premiers of new plays compiled by Ibsen, Galsworthy, and the great playwright George Bernard Shaw. Over the time period, Chicago Movie needed a model of a motion which developed theaters of national and international repute out of small and cash-crunched regional theater companies.

    At present, Chicago Theater is the home to significantly more than 200 small, but really acclaimed theater businesses, including wants of TUTA Theater, Capture Home Theatre, Remy Bumppo, Lifeline Theatre, and Redmoon Theater. Several of those organizations have their own performance venues, while others conduct at nontraditional efficiency venues like Laundromats, bars, storefronts, or in any facility or black package movie in or just around Chicago.

    Unexpectedly, finding a glimpse of one particular performance could be interesting, and if you are in fortune, the ability may possibly provide itself throughout a Chicago limo tour.

    Visual arts of Chicago have been rather well-known for denouncing the position quo. Since the Next Earth War, Chicago visual arts, such as illustrations, paintings, sculpture, styles, ceramics, textile artwork, etc., have purchased some individual traits. The Chicago visible arts have built a aware energy to not get influenced by such a thing from external world, and hence maintain their individualistic features.

    A number of the known numbers in the subject are Robert Guinan, who makes amazing psychologically penetrating portraits of jazz artists and bar patrons. They are rather popular in France, but however move unseen in the region.chicago clinic

    Richard Supportive is still another famous painter who paints luminous, religious abstract paintings. And there is still another painter Laurie Hogin, who's noted for his Dutch-style painting of cartoon-like savage animals. Photorealists like Richard Estes and Arne Besser will also be from Chicago.

    The audio world in Chicago is also really prominent. The migration of bad dark personnel from south in 1900s brought Punk and Blues to Chicago , which further got urbanized in the city, to give rise to Chicago-style" Dixieland punk and Chicago Blues.

    Punk greats like Nat King Cole, Benny Goodman, Bud Freeman, and Gene Ammons are out of this location, and so might be Blues singers like Dull Waters, Sonny Boy Williamson, Junior Wells, and Howlin' Wolf. Soul music is also highly popular in Chicago.

    There is significantly in Chicago to see on a social Chicago limo tour. Enough time you'll invest in the town may enrich your understanding of the area, which will more offer you an memorable experience. Having a Chicago limousine visit of the city is worth the cash, as no-one gets bored in Chicago.

  • Sometime during our lifetime we spend more than we planned, saved less than we should have or just made some horrible financial decisions. A few financial misfortunes here and there can add up to a lot of lost cash. Check out these common money mistakes and follow the advice to help put you on the path to a brighter financial future.

    Money Mistake #1: No idea where your money is going.

    What's The fix? Making a budget is the best thing you can do to find out all the ways you are throwing away your money. At the end of the month you see you have spent $250 on fast food and $0 on paying down your high interest credit card then you need to make some spending adjustments.

    Money Mistake #2: Not having an emergency fund.

    What's The Fix? Try and save a chunk of money in case something unexpected happens. It's a good rule of thumb to have 3-6 months of expenses saved in case of an emergency. Set a goal and don't stop saving until you hit your goal. If you're not sure how much to save look at your monthly budget and figure out where you can cut to start saving for a rainy day.

    Money Mistake #3: Waiting to save

    What's The Fix? Start saving NOW. Opening a retirement account in your 20s can potentially give you twice as much money as someone who starts one in there 30s.

    My recommendation is to follow the Ten Cent Law. Take ten cents of every dollar you earn and put it in your savings account. It won't be hard to Live on 90% of your income, and you'll soon have a very nice nest egg.

    Money Mistake #4: Using High-Interest Debt

    What's The Fix? If you are regularly overdrawing your checking account, using credit card advances or payday loans, you are essentially throwing your money away. Borrowing is OK, but those forms of debt are way to expensive. These forms of debt most always come when you have exhausted all other options.

    Money Mistake #5: Paying off debts in the wrong order

    Bigger balances on things like student loans and mortgages can seem overwhelming, but it's the smaller credit card bills that can really hurt you.

    What's The Fix? Pay off the card whose balance is closest to its limit (having balances close to your limit lowers your credit score), and then start chipping away on the card with the highest interest rate. Also, refinance big-ticket balances (mortgage, etc.) to make payments a little more manageable.

    Money Mistake #6: Spending money on items you could get for absolutely FREE

    What's The Fix? Did you know you can get music, books, magazines educational classes, book clubs, and even printing services at the local library? Just access their website and see what they have available. Also, get involved in a clothing swap, borrow from a friend instead of buying, and maybe talk a walk in the park or hike a national park instead of going to the mall. There are plenty of free options. You just need to find them.

    Money Mistake #7: Buying NOW

    If you MUST have things BEFORE you have money to cover them, you've fallen prey to the great American debt trap. Just look at interest charges - debt isn't cheap.

    What's The Fix? Are you buying things before you have the money to pay for them? Remember, debt isn't cheap. I believe in good things come to those who wait. I'm sure you've heard this before. If you can wait until later to buy that all important item and put money away to save for it, you won't have to use high interest credit cards. That's how you become debt free.

    Money Mistake #8: Spending too much on housing

    What's The Fix? As we all know, it's easy to spend way too much on housing. The rule of thumb is, you shouldn't spend more than 30% of your income on housing. If that doesn't work for you, living with parents or roommates is a perfect strategy. And, when you decide to move out on your own make sure your mortgage or rent do not put your long-term financial goals in jeopardy.

    Financial mishaps are certainly a part of life but it is easy to recognize your mistakes and learn from them. Make it your goal to stop making these common money mistakes. In the end, your piggy bank will thank you.

  • in some cases, are even created by the manufacturers of the actual guns. The ammunition for Airsoft is made up of small, round pellets, or bbs, that are an average of made of plastic. Some Airsoft ammo is made of copper, and other materials.

    You can find just three several types of Airsoft ammo : biodegradable, tracers, and paintballs. They're categorized by fat and measurement, and the effectiveness of the Airsoft bbs are influenced by these shapes, along with the Airsoft weapon that's used.

    Common bbs for Airsoft ammo is circular and light weight, nevertheless, particular Airsoft bbs are made for use by people to enhance their activities and to have an advantage. Among the various specialty Airsoft bbs may be the biodegradable ammo.

    They can be found in various loads and are chosen as the Airsoft ammo for outside area scenarios. Sweeping up the ammo is not a practical decision in this example, so the Airsoft bbs need to dysfunction naturally.

    The production of the biodegradable Airsoft ammo employ various techniques, including land microbes, in addition to photosensitive degradation.

    They are being produced with the most effective features of mainstream Airsoft ammo , but are using homogenous resin for the construction. Some places are now actually regulating the Airsoft ammo used and permitting only biodegradable Airsoft bbs for use.

    Some circumstances need glow-in-the-dark Airsoft ammo to be used. This type of ammo is called a tracer, because they is visible in the dark. Tracer bbs are usually used in combination with a tool that costs the bbs with a thumb of gentle once they leave the barrel. They, then, remain luminescent during flight.

    The tracers "charger" is normally disguised as a muzzle suppressor, or silencer, or are hidden inside the actual magazine. The glow-in-the-dark Airsoft bbs will also be produced as biodegradable, as well.

    Paint-filled bbs are also created, but aren't generally used. The incidence of the slim external shells being punctured in the barrel may cause substantial damage to the within of the barrel and therefore aren't applied as often.

    Certainly one of the most crucial aspects of Airsoft bbs is the fat of the Airsoft ammo. The light the ammunition, the less accurate. The heavier the ammunition, the faster the range. Nevertheless, this could also rely on the Airsoft guns, as well. Normal measurement Airsoft bbs are between six millimeters and nine millimeters.

    However, getting into consideration pace and trajectory may benefit you in the extended run. For example, lighter Airsoft bbs will be able to achieve larger velocities, but is likely to be seriously affected by breeze and air friction, making them less accurate.

    Heavier Airsoft bbs may well be more exact, but may have a more circular trajectory, creating its selection shorter. This can be altered slightly by using what is named a "hop-up", which stands for "High operation power-up" ;.It is just a product that puts a back-spin on Airsoft bbs raising their range.

    Selecting the best measured Airsoft ammo for your 5.7x28 can impact the overall game you're in. The better the trajectory and speed, the more appropriate the picture and the higher you will play. The gun also attributes too much to the manner in which you play. The higher quality the gun, the greater the firing capabilities. Keeping this at heart can boost your game significantly.

  • Today only so you realize, when you remove a telephone number, contact log or text message down your cellphones Simulator card it doesn't really get completely erased.

    You see Simulator cards are very similar to every other mass storage products and like other hard disk drives they don't immediately remove removed media.

    What they do alternatively is number the space that was entertained by the removed file as new re-usable room, nevertheless till that place is overwritten by new information, in your situation new messages, figures etc. your old communications are still there and could be recovered.

    To be able to actually recover wiped communications and different information of your Simulator card you are likely to need to two things. A USB Sim card reader and an excellent Sim card data recovery program.

    The good thing is that you can seize a USB card reader for fewer than 5 Bucks these days, and generally you can acquire a free trial offer edition of a Sim information recovery program. Ergo you ought to be ready to check on to see if your communications are recoverable very shortly.

    A proper Simulator data healing program will be able to recuperate your entire erased texts, it Recovers all deleted SMS (Inbox unread, outbox deliver, outbox later send and removed messages) at the press of several buttons. It is also able to recuperate contact records, missing phone numbers and a great many other lost data from your iphone deleted messages Sim, and you ought to really check it out if you're looking to recuperate deleted text messages.

    Therefore if you're wondering May I recover a deleted cell phone text meaning then be confident as it could simply be done with the right tools.

    All you want is just a USB Simulator card reader and a proper Simulator card recovery plan and you're great to go. One specific program I combined with great accomplishment is Simulator Card Information Recovery by Pro Knowledge Doctor, it is liberated to acquire and really user friendly, take a look below...

    Did you delete and crucial text messages from your own Mobile Phone? If so DON'T Stress! With the best Sim Card Recovery Tool you ought to recover your removed communications in no time.

    One specific plan is Simulator Card Information Recovery , it's really user friendly and Free To Download. Not only can you get erased texts but in addition removed call records, cell phone numbers, call places and much more..

  • Unwelcome vegetation frequently called weeds can be extremely difficult in a effectively maintained garden or bordering area such as a patio.

    If you've used plenty of hours focusing on your home yard and have good delight in it then an unpleasant weed can ruin your hard work. There's lots of various kinds of weed killer products.

    currently accessible and ensuring that you will be using the right one is very important. Picking a non-selective weed killer when you actually needed a picky one vehicle have terrible results.

    Not only will it clear your garden of weeds, if used wrongly or you have opted for the incorrect product it could eliminate your backyard of most of its plants whether it's flowers, crops or your lawn.

    Weed monster can be purchased from many garden stores, hardware stores, supermarkets as well as online. Family killer will often come in a plastic push trigger spray pot which.

    helps it be quite simple to apply as well as being precise during application. Non-selective often contains a chemical called Glyphosate and is the absolute most effective and also the cheapest to purchase.

    The huge difference between both is very important when buying the correct product. Non-selective will most likely kill all plant life it is placed on or variations irrelevant of whether that is flowers or weeds.

    When you yourself have got weeds which are growing in the midst of your lawn garden that you want to get rid of, don't use non-selective weed dispensaries near me delivery to try to kill them because it may also kill your lawn.

    The non-selective solution is the best for undesirable weed development on pathways, your deck or drive but when you have weeds on your own lawn or in your bloom bedrooms then.

    use it cautiously or make use of a selective weed monster instead. This will destroy weeds on your lawn without eliminating your lawn and is usually used from a spray box or in granules.

    I applied something called Roundup to eliminate my weeds that has been accessible to get on the web with quickly delivery. It has been the best weed killer I have used and I'd recommend it to anyone who would like a glyphosate centered non-selective weed monster that is really powerful.

  • Rich benefits frequently entail good dangers, and exactly the same is true with the highly risky cryptocurrency market. The uncertainties in 2020 internationally generated a heightened curiosity of people and large institutional investors in trading cryptocurrencies, a new-age advantage class. Increasing digitization, variable regulatory construction, and great judge lifting ban on banks working with crypto-based organizations have left opportunities in excess of 10 million Indians within the last year. Many significant global cryptocurrency exchanges are definitely scouting the Indian crypto industry, which includes been featuring a experienced surge in day-to-day trading volume in the last year amid a big drop in rates as numerous investors viewed value buying. While the cryptocurrency frenzy remains, several new cryptocurrency transactions have come up in the united kingdom that permits buying, selling, and trading by providing operation through user-friendly applications. WazirX, India's greatest cryptocurrency trading program doubled its people in one million to two million between January and March 2021.

    In 2019, the world's biggest cryptocurrency change by business size, Binance obtained the Indian deal platform, WazirX. Another crypto set up, Cash DCX guaranteed investment from Seychelles-based BitMEX and San-Francisco based-giant Coinbase. The crypto and blockchain start-ups in India have attracted expense of USD99.7 million by July 15, 2021, which totaled around USD95.4 million in 2020. Within the last five years, world wide investment in the Indian crypto industry has improved by way of a tremendous 1487%.

    Despite India's unclear policy, world wide investors are making large bets on the country's electronic cash environment as a result of number of facets such as for example

    The predominant populace of 1.39 thousand are small (median age between 28 and 29 years) and tech-savvy. As the older generation still wants to buy silver, property, patents, or equities, the newer ones are embracing the high-risk cryptocurrency transactions as they are more versatile to them. India ranks 11th on Chainalysis's 2020 report listing for international adoption of crypto, which reveals the excitement about crypto among the Indian population. Or does the less-than-friendly attitude of the us government towards crypto or rumors swirling around the crypto have the ability to shake the assurance of the youth population in the digital coin market.

    India presents the least expensive web on the planet, wherever one gigabyte of cellular information fees about $0.26 while the global normal is $8.53. So, nearly half the billion customers are taking advantage of affordable internet access, which enhances India's possible to become among the largest crypto economies in the world. Based on SimilarWeb, the nation could be the second-largest supply of internet traffic to peer-to-peer bitcoin trading program, Paxful. While the mainstream economy is still struggling from the "pandemic effect", cryptocurrency is gaining energy in the united kingdom as it supplies the small generation a fresh and rapidly way of getting money.

    The cryptocurrency phenomenon resulted in the emergence of multiple trading systems such as for example WazirX, CoinSwitch, CoinDCX, ZebPay, Unocoin, and many others. These cryptocurrency exchange tools are highly attached, accessible across different platforms, and allow instant transactions, providing an agreeable interface for crypto lovers to purchase, promote, or deal electronic resources limitlessly. A number of these systems accept INR for purchases and trading fees as low as 0.1% so simple, rapidly, and protected tools provide a lucrative opportunity for equally first-time investors and regional traders.

    WazirX is one of many major cryptocurrency trade platforms with around 900,000 users that gives clients with peer-to-peer exchange capabilities. CoinSwitch Kuber gives the best cryptocurrency trade platform for Indians and is ideal for novices as well as everyday doers. Unocoin is one of the oldest cryptocurrency trade programs in India that take into account over a million traders through cellular applications. CoinDCX provides consumers with 100+ cryptocurrencies as an choice to produce exchanges and also gives investors with insurance to cover losses in the event of a security breach. So, worldwide investors are eyeing the variety of cryptocurrency trade tools in India to make the most of the emerging market.

    The legislative bill regarding a bar against a digital currency that could criminalize anybody involved in possession, issuance, mining, trading, and moving crypto assets might get passed in to law. However, Financing and Corporate Event Minister Nirmala Sitharaman eased some investor's concerns stating that the government hasn't in the offing to completely club cryptocurrency use. In a record fond of a number one British magazine, Deccan Herald, the Fund Minister said, "From our side, we're very clear that individuals are not closing all options. We enables certain windows for people to complete experiments on the blockchain, bitcoins, or cryptocurrency." It's visible that the government remains scrutinizing the national safety risks posed by cryptocurrencies before choosing adding a complete ban.

    In March 2020, the Supreme court overturned the key bank's choice to ban economic institutions from dealing in cryptocurrencies, which motivated investors to pile to the cryptocurrency market. Inspite of the residual anxiety about bar, transaction quantities continued to swell, and person registration and income inflows at local crypto-exchange turned 30-fold from a year ago. One of India's earliest transactions, Unocoin included 20,000 users in January and January of 2021. The full total volume of Zebpay per day of January 2021 got equal to the volume created in the whole month of Feb 2020. Handling the cryptocurrency circumstance in India, the Money Minister claimed in a CNBC-TV18 appointment, "I can just only give you that clue that people are not shutting our brains, we are looking at methods in which experiments sometimes happens in the digital earth and cryptocurrency."

    As opposed to sitting on the side-lines, investors and stakeholders want to make the best of proliferating the digital coin ecosystem until the government introduces the ban on "private" cryptocurrency and declared sovereign electronic currency.

    After regarded a "Kids club" because of prevalent guy populace involvement in the cryptocurrency market, the progressively rising amount of women investors and traders has resulted in more sex neutrality in the newest and electronic form of investment methods. Earlier in the day, girls applied to stick to traditional investments but now they're becoming risk-takers and going in to the crypto space in India. Following the pinnacle judge responded the legality of "virtual currency", the Indian cryptocurrency system, CoinSwitch observed an exponential 1000% increase in their women users. Although girls investors however make up a small proportion of the crypto neighborhood, they're putting up fierce opposition in the Indian market. Women tend to truly save a lot more than their man competitors and more savings means more selection in opportunities such as for instance high-return assets like cryptocurrencies. Also, women are far more analytical and better at assessing risks prior to making the best expense possibilities, so they are more successful investors.

    Uncertainty and worry aroused by SARS-Covid 19 led to a liquidity disaster even prior to the economic crisis collection off. Several investors converted their holdings in to cash to safeguard their finances, which resulted in the collapsed rates of bitcoin and altcoin. But although crypto endured a major accident, it still were able to be the most effective performing advantage type of the entire year 2020. With the improved weakness of the system and loss in rely upon the plans of the key bank and money in their current style, individuals have an increased appetite for electronic currencies which resulted in the rebound of cryptocurrency. Because of the exceptional performance of cryptocurrency in the middle of the world wide economic disaster, the uptrend has increased interest in the virtual currency market in Asia and the rest of the world.

    Moreover, to gasoline society's need for easy and reliable transaction options, electronic cost gateways such as PayPal have also shown their support towards cryptocurrencies that will help consumers to hold, buy, or sell with electronic assets. Lately, Tesla CEO Elon Musk produced an story of investment in the cryptocurrency industry value USD1.5 thousand, and that the electric organization would take bitcoin from buyers, which led to an international bitcoin price leap from USD40,000 to USD48,000 within two days. Two of the greatest platforms in making funds across the planet, Charge and Mastercard are also endorsing cryptocurrencies by presenting them as a medium to create transactions. While Visa has already made the announcement of allowing transactions with stable coins on the Ethereum blockchain, Mastercard would begin transactions with crypto sometime in 2021.

    The Indian cryptocurrency industry isn't immune to the awful crypto crashes. Despite humongous investment from international alternatives, local investors remain sustaining range from crypto investments due to uncertainty in regards to the legality of the electronic money environment in India in addition to the high volatility of the market. Even though the cryptocurrency industry is thriving because this past year, Indians own significantly less than 1% of the world's bitcoin, which creates an ideal drawback for the Indian economy. The Indian government is planning to appoint a fresh cell to review the chance of regulating electronic currencies in the united states along with give attention to blockchain technology and propose it for technical enhancements.

    The ability of blockchain engineering to supply a secure and immutable infrastructure has been realized by numerous industries to generate visibility in transactions. For a nation with more than 15 million crypto adopters, the newest suggestion from the committee can hold great value to determine the ongoing future of cryptocurrency in India. Butbest cryptocurrency to invest in 2022 the stakeholders genuinely believe that the technical and economic energy will make India an integral person in the crypto and blockchain market. Gradually, the cryptocurrency is increasing main-stream acceptance, which may lead to higher usage of digital currency.

    Based on another TechSci Study record on "India Cryptocurrency Market By Giving (Hardware & Software), By Process (Mining & Transaction), By Type (Bitcoin, Etgereum, Bitcoin Money, Ripple, Dashcoin, Litecoin, Others), By Conclusion Consumer (Banking, Actual Property, Inventory Industry & Virtual Currency), By Area, Prediction & Possibilities, 2026", India cryptocurrency is expected to grow at an important CAGR owing to raising requirement for openness and lowering of exchange costs. Additionally, climbing adoption of electronic currency and growing blockchain engineering are fuelling India cryptocurrency market.

  • Typical windows: $7.00 in/out $4.00 external only---Colonial style windows: $9.00 in/out $5.00 outside only---Jalousie windows: $9.00 in/out

    Typical Windows: $9.00 in/out $6.00 external only--Colonial style windows: $11.00 in/out $8.00 external only---Jalousie windows $12.00

    If you plan on washing your own glass at you residence then utilize this as a rough guideline about procedure.

    Get your ocean and load it with water then apply in your dishwash liquid. Position next to outside hose on cement or towel in order to avoid checking in dirt whenever you bring the bucket as part of your home.

    Eliminate all monitors first using the screwdriver if necessary. Position all monitors so as outside and wash them with a line and soap from your bucket. You can soak your wand in the container and carefully apply to screen this would just take about twenty seconds then rinse.

    If you are done washing screens wipe underneath of one's ocean and transfer it inside to a centralized place and place on a towel. Pick a part to start washing glass and relocate buy through your home to avoiding frustration and probably lacking a window.

    Once you have opted for your beginning place drop your wand in the solution and use your give to press excess water from wand to avoid dripping. Use the screen washing wand to glass and wash gently.

    straight back and forth for approximately 5-10 seconds. Position wand back to bucket and get your squeegee. Have your towel or towels hand in a wallet then start with putting the squeegee.

    directly and down against the edge and place of the window. Move the squeegee knife right across glass without stopping until you achieve the other side.

    Take your towel and wash both stops of the squeegee blade dry. Today position the squeegee in the exact same place as before but where glass hasn't been washed however and repeat.

    After you have finished the window, position squeegee in the bucket and grab your towel, with one or two hands use stress to any or all ends of the glass to dried down the window.

    Do not use towel to wash the midst of the glass screen unless it is needed. That can help you have ability free windows that look good water or shine.

    You might want to help keep one publication simply to eliminate songs and frames. Use a screwdriver with towel over it to achieve difficult corners and such.

    After you have accomplished washing all of the windows in your home its time for you to put the screens back place. This is why it was essential once you began to make sure and keep them in order.

    Now your window cleaning job must certanly be finished and you can get pride in doing it your self and preserving some money. You may also Flytterengøring a set of online stores where you could buy these items and all the information you will need for almost any washing project.

  • Washing your windows and mirrors last may reduce any re-contamination likely to occur from other car maintenance systems over-spraying onto the glass. Don't overlook to roll the screen down nearly to clean the very best side of the glass, and decide to try up-and-down, side-to-side strokes rather than a round action to ensure the entire window has been cleaned and polished.

    Ammonia and ammonia gases cause plastic, rubber, plastic and leather to split and dry out, and it will even injury aftermarket window tinting. The final point you wish to do when seeking to boost the appearance of your car is prematurely era it with ammonia! Some inside protectant products contain silicon, which will turn your dashboard and other areas orange with time. Silicon also leaves behind a residue that may entice dirt, creating you to have to clean more frequently.

    It's widely believed that dishwashing water is really a easy replacement vehicle soap. However, just like it can dry up the skin, additionally it dries out the paint on your car by stripping out the polymers. Regular utilization of dishwashing detergent as car rinse may accelerate the oxidization of the color, producing it to appear old, flat, and dull. Avoid ruining your car's paint - choose a waterless car wash.

    Don't have a clay club? Don't actually know just what a clay bar is? Not a problem. You will find amazingly powerful all-purpose automotive products available on the market that will handle difficult to clean areas like chicken droppings, bugs and fresh tree drain, but also for dried-on drain, use vitamin spirits. Apply vitamin spirits to the spot and then very carefully wipe the drain away with an excellent microfiber towel. Make sure to be as gentle as you are able to while cleaning up and away from the car's surface.

    White vinegar is without question the most adaptable cleaning representative you probably previously own. It can be used to wash those cold temperatures salt stains from your own car's rugs, eliminate smells, shine opera, reduce frost from developing on your car's windows, and clean the soil off your wipers that causes them to pull across Bilrengøring windshield and cloud your view. Additionally it may eliminate also the nastiest messes from your car or truck, including nicotine gum from flooring and previous stickers from your own bumper. Below are a few practical dishes:

  • Bitcoin has cause the crypto world for such a long time, and so dominantly that the terms crypto and Bitcoin tend to be applied interchangeably. But, the stark reality is, the digital currency does not just include of Bitcoin. You'll find so many different crypto currencies which can be area of the crypto world. The purpose of that article is to instruct our visitors on cryptocurrencies besides Bitcoin to offer them with a wide variety of possibilities to pick from - when they intend on creating crypto-investments.

    Therefore let's begin with the initial title on our list, that's:

    Litecoin:

    Released in 2011, Litecoin is frequently called 'gold to Bitcoin's gold.' Charlie Lee - MIT graduate and former engineer at Google - may be the founder of Litecoin.

    Similar to Bitcoin, Litecoin is just a decentralized, open supply payment system which features without a main authority.

    Litecoin is comparable to Bitcoin in many ways and frequently leads people to believe: "Why don't you opt for Bitcoin? Equally are related!" ;.Here's a catch: the stop generation of Litecoin is even faster than that of Bitcoin! and this really is the primary reason why retailers around the globe are becoming more available to acknowledging Litecoin.

    Ethereum:

    Another start resource, decentralized pc software platform. The currency was introduced in 2015 and helps Smart Contracts and Distributed Applications to be developed and work without any downtime.

    The applications on Ethereum program need a specific cryptographic small - Ether. Based on the key designers of Ethereum, the token can be used to industry, secure, and decentralize almost anything.

    Ethereum experienced an attack in 2016 which saw the currency separate in to two areas: Ethereum and Ethereum Classic.

    In the competition of leading cryptocurrencies, Ethereum is next hottest and is right behind Bitcoin.

    Zcash:

    Zcash arrived in the later section of 2016. The currency defines itself as: "if Bitcoin is much like http for cash, Zcash is https" ;.

    Zcash claims to supply visibility, security, and solitude of transactions. The currency also offers the choice of 'shielded' transaction so the people may move data in the proper execution of encrypted code.

    Dash:

    Splash is initially a secretive variation of Bitcoin. It is also referred to as 'Darkcoin' due to its secretive nature.

    Splash is common for offering an expanded anonymity allowing its consumers to create transactions difficult to trace.

    The currency first seemed on the fabric of electronic market in the season 2014. Ever since then, it's skilled a big lover following around a really short period of time.

    Ripple:

    With a market capitalization of around $1bn, Ripple is the past title on our list. The currency was launched in 2012 and presents immediate, secure, and low-cost payments.

    The agreement ledger of Ripple doesn't need mining, an element rendering it distinctive from Bitcoin and different popular crypto currencies.

    Having less mining reduces the computing energy which finally reduces the latency and makes transactions faster.

    Put Up:

    Though Bitcoin continues to cause the package of crypto, the rivals are picking up the pace. Currencies like Ethereum and Ripple have exceeded Bitcoin in enterprise options and are rising in recognition each day. Going by the trend, the other cryptos are here to stay and will undoubtedly be offering Bitcoin an actual hard time to maintain its stature

  • Responding to the growing opiate abuse epidemic, the University of Alabama at Birmingham Hospital has expanded the UAB Medicine Addiction Recovery Program with a 60 percent increase in residential capacity and increased outpatient services by adding staff and admissions availability.

    According to the National Institute on Drug Use, drug overdose deaths involving prescription opioid pain relievers have increased dramatically since 1999, and the U.S. Department of Health and Human Services says 44 people die in America every day from an overdose of prescription medications, mostly opioids.

    “The national trend is reflected here in Alabama, where we have seen an increase in patients presenting to UAB Hospital with opioid addiction or conditions associated with opioid use,” said Jordan DeMoss, associate vice president of UAB Hospital. “We had three patients with an opioid overdose present at the emergency department in a single day last month. The expansion of our addiction recovery program is in direct response to supporting our patients and community with needed treatment resources.”

    The residential recovery unit has expanded to 16 beds. Outpatient services have been enhanced with the addition of more nurses trained in addiction recovery, along with an increase in counselors and patient care technicians. Most addiction recovery patients spend about one month in the hospital and two additional months in outpatient therapy.

    “We also see patients in our acute care settings who have an underlying addiction in addition to the disease or condition for which they have been hospitalized,” said Peter Lane, D.O., medical director of the Addiction Recovery Program. “We must identify and treat their addiction at the same time we are treating their medical illness to ensure the best chances of recovery.”

    The addiction recovery program counselors work to get those patients linked to appropriate treatment, whether it be outpatient substance abuse programs, counseling or inpatient therapy.

  • All products were chosen independently by our editorial team. This guide contains affiliate links and we may receive a commission for purchases made. Please read our affiliates FAQ page to find out more. Robots: What you need to know about the past, present and future of robotics © Getty Images Robots: What you need to know about the past, present and future of robotics Save 54% when you subscribe to BBC Science Focus Magazine Robotics has changed our lives in ways we couldn't possibly have imagined, but there is so much more you need to know about robots.

  • This is a short example of a roof that needs some TLC. Due to its age, many nails are starting to poke up through the shingles. There has also been a lot of foot traffic and someone put a ladder on the roof which gouged several shingles. Now the roof is leaking and the decking has rotted out. Inside the room below, the sheetrock, insulation, and wood floors were ruined. If you haven't had roof maintenance performed in a couple of years, PLEASE DO IT NOW. Don't let it get this bad. If you need a reliable roofing contractor to help you out, please call Rainy Day Roofing & Exteriors at (866) 596-2030 or go to http://www.rainydayservices.com

  • A mystic analysis through California Psychics can, put simply, change your lifestyle. Our spiritual advisors may carry out a range from on the web telepathic readings such as tarot card analyses, adore analyses, astrology readings, and also desire evaluation. Aside from telepathic analyses, our telepathic mediums may provide occupation & relationship advice that can help maintain both your work as well as love life going sturdy. From instant total satisfaction to lasting benefits, our specialist reader specialists can aid lead you on a course to calmness, contentment, as well as success. It goes without saying, California Psychics is actually the forerunner in telepathic expert companies.

    So phone one of our reputabled and also accurate online psychics today! For the most precise spiritual analyses, and also the greatest general psychic expertise all around, Hollywood Psychics is actually the spot to be! Learn all about real-time clairvoyant analyses, explore our telepathic network, as well as acquire a real mystic analysis today. As a Boston Psychic I team up with the highest possible intent of excellent. I want my customers to believe verified and I collaborate with them to deliver clarity and also great understandings right into the daily difficulties that block all of them coming from obtaining their intended results.

    The clairvoyant reading procedure involves a communication with real essence of your character so as to expose info that will definitely provide your highest possible good. In a telepathic analysis, Lola counts on her telepathic, clairaudient, as well as clairsentient capacities if you want to get the relevant information you should help make empowered decisions, clear away spirited blocks, as well as resolve any sort of long-lived problems you want to deal with. For a telepathic analysis in Milford, phone call Lola's Clairvoyant Analyses.

    Real Psychics have several divinatory devices at their disposal. Off checking into clairvoyance, reading herbal tea leaves behind or even reading your hand - there are plenty of methods to anticipate the future. Thus along with cartomancy, I am pleased to offer many other cost-free devices for diniviation. Spirit Guides - off the electrical power from colours to the Chinese Zodaic, these totally free Spirit Guides are going to inspire you, as well as lead you in the direction of the solutions you seek. psychic reading nh Your aura, a highly effective electricity area encompassing your whole body, keeps positive info in the form of pictures, feelings, as well as colors. An atmosphere analysis involves considering each coating of your atmosphere to recognize enthusiastic assets and also weak spots that are influencing your life in today second. Our company'll work together to crystal clear and release purposeless electricities and carry more healthy, authentic vibrations in to your atmosphere.

    The second cause is actually that everyday, I shuffle true Tarot card memory cards and also publish their order to the website. Depended on Tarot is actually the initial site to make use of real memory cards in every Tarot analysis. Thanks Maria for aiding me to eliminate my depression. I only obtained a new job today and also I understand that whatever is actually going to be fine!

    Bio: Stephanie worked in psychological health and wellness for many years, when she started to recognize the multidimensional attribute from health problem. She determined to seek research studies that enabled her to integrate all factors from being individual and also differed healing pathways. She switched directions in her job as well as ended up being a massage therapy counselor as well as power therapist. While functioning as a massage therapist, she uncovered she had the ability to stations recovery abilities off the sense world, and also could pass on these presents during procedures.

    Spirit Animals - discover your Feeling Pet and Animal Emblem with this cost-free Spirit Pet test! MaryLee also performs huge corporate events and trade conference. Require prices and also journey charge. Markus will certainly be offered for Readings intermittent month on one Sunday in 2017 off 12pm - 4pm. You should try Free Tarot card for a free Tarot analysis if you will like to shuffle your personal cards for your analysis! This is actually an extremely stunning site, as well as Free Tarot card is the merely various other Tarot card web site I encourage.

    There could be numerous difficulties that obstruct a person's intuitive electricity. Worry based concerns or even stressor may close down intuitiveness completely and leave behind the mind emotion unbalanced or anxious. My spiritual sessions are actually educable minutes, where I help my clients to mindfulness which widens their understanding on the relevance of calmness.

    Advanced, detailed analyses and interpretations of every card in every setting! He is an organic mystic, a qualified medicine man, a reiki master, a spirited shaman, a supranatural teacher and an engaging in triggered Witch. Drawn to the metaphysical as well as occult arts as a toddler, he has been exploring the tarot card in addition to various other types of divination for over 15 years.

    Need solutions promptly as well as confidentially? Log into an on-line spiritual chat and get recommendations without the stress from possessing a conversation. When you get in touch with a mystic online for an analysis, your identification is actually completely undisclosed to the reader, and your discussion can easily not be eavesdroped through anybody around you.

  • Idea: edm-filters

    luydimopso luydimopso over 1 year ago

    From the experts in the field of filtration, Mann + Hummel’s EDM range of filter cartridges are designed to provide excellent filtration that accommodates higher cutting speeds, reduces machine wear and maintenance costs, offers stable conductivity of dielectric fluids and optimises the use of ionising resins.

    Below you will find our range of high performance Mann Filters for both die-sinking and spark erosion processes. If you aren’t sure which filter you need, we can advise on the right product for your processes, materials and flowrates, typical particle size, lubricant, and fluid viscosity. Please get in touch if you would like to confirm compatibility of a specific filter with your machines and processes on 01745 814 777.

  • Wire EDM technology plays an important part in the competitive manufacturing sector. A strategic investment in wire EDM machinery and technology can greatly enhance the accuracies and surface finishes, reducing cycle times.

    Many mold makers are opting for this more advanced application. Most of them are manufacturing parts, which cannot be made in low-cost labor countries. The twin wire technology assists greatly in manufacturing these intricate parts and proves to be of great help in reducing the operating cost and increasing autonomy. The twin wire technology enables the user to roughly cut the work piece with a larger diameter wire and then automatically switch to the smaller diameter wire. The twin wire technology is highly recommended for making intricate parts.

    Similarly, with the use of the advanced filtration process, operating cost can be reduced significantly. The use of an integrated filter capacity and new filter designs reduces the downtime of the wire EDM and enables it to run longer, unattended. This improvisation is very important for high-speed cutting generators that are capable of manufacturing more parts per hour.

    The latest development is the five-axis wire EDM, which is also called the turn and burn technology. It has opened up many new avenues for designing complex 3-D mold components.

    The latest wire EDM s are capable of accomplishing the limits desired in speed, accuracy and finish, thus reducing the scope for further improvisation. Currently mold makers are focusing on finding better ways to make their existing equipment more efficient. Most of them are opting to run one machine in a three-shift workday, instead of running three machines on a one-shift working day. Simultaneously, with the integration of robotic tools and work changers that allow an unattended, lights-out operation of the additional two shifts, a significant increase in fixed overheads is achieved.

  • Involving ourselves in new things require proper knowledge. We don't just enter into a scenario carelessly and not knowing what to do. There is always that particular stage wherein time is consumed because we want to learn something. We need to absorb new ideas and information so that we will be able to know how to do things the right way. The same thing goes if you want to enter into the forex trading world. You need to educate yourself about this trillion dollar industry.

    The forex market is not an easy way to earn money. If you want to earn a lot, you need to risk a lot of money too. If you want to take it easy and play safe, then you can use a small amount of money. Whether you want to play it big or small, you need to have the proper training in order to trade successfully. A lot of people have been involved in the forex market but only a few have been successful in their career, this can mainly be caused by the knowledge and training that they have regarding forex trading.

    A forex trading training program is essential for anyone who wants to become a forex trader. If you want to have this type of career, you can start by reading books, magazines, and other publications that talk about the forex market. But this process takes a long time for you to understand how it works. It is best that you take up a forex trading course so that you can be taught well. The learning process in taking up a forex trading training program is much faster compared to learning it on your own.

    You can look for a forex trading course on the internet. There are a lot of sites that offer basic forex trading course. Most of them even offer the course for free. It is a good deal to start your career by taking them up. These sites also offer more advanced courses but it's not free anymore. You need to pay a fee in order to proceed to these advanced courses. The advanced training gives you an in depth knowledge on how the system works and how to have the right attitude in order to become a successful trader.

    These courses will help mold you into a good trader. Being an educated person is a very big advantage especially in the forex world wherein a lot of people is involved. You can also seek the assistance of veteran traders. They will be able to give you some points and tips on how to become a better trader.

  • Away from Chinese Sex dolls that is raking in millions of dollars is another innovation set to hit the markets next year. Robots!

    These robots comes with fully functioning genitalia and other functionality that will make the effects more human

    It is set to hit the market next year and will cost up to £12,000. The next generation of dolls are likely to be hyper realistic with features never seen before.

    They will have built-in heaters which so they have genuine body warmth and sensors that can react to touch. Founder Matt McMullen said:

    “I want to have people actually develop an emotional attachment to not only the robot but the actual character behind it to develop some kind of love for this being.”

    Levy, author of Love And Sex With Robots, said:

    “I’ve no doubt some will find it creepy, but the arrival of sexually responsive robots will have enormous consequences.

    We have already seen rapid changes in human relationships thanks to the internet, mobile devices and social media.

    The next major advance will enable us to use our technology to have intimate encounters with the technology itself to fall in love with the technology,to have sex with robots and to marry them.”

  • In my post on Filtering and Sorting data using Angular JS, I got a comment requesting for a post on calling filters in a controller. We will see how to achieve the same in this post.

    There are two ways to invoke filters from controllers in Angular JS. One approach is using the $filter service and the other is directly injecting the filters into the controller. Let’s see each of these cases.

    Using $filter service The $filter service is a provider that accepts name of a filter and returns the filter function. Once the function is obtained, we can pass in the required parameters. Following is the syntax:

    $filter(‘filterName’)(params);

    Let’s invoke one of the most used filters, orderBy using $filter to sort a list of items based name. After getting the filter function, we need to pass the source array and sort expression to the filter function. Following statement shows this:

    $scope.items = $filter('orderBy')(itemsArray, "Name")

    To apply multiple filters, we can pass result of a filter as parameter to another filter. Following snippet applies a filter condition on the sorted list obtained above: $scope.items = $filter('filter')($filter('orderBy')(itemsArray, "Name"), "a")

    The filter condition and sort expression passed into the above filters can be any dynamic values as well. A custom filter can also be called using the same syntax. Say, rupee is a filter I wrote to display my currency in rupee format; we can invoke the filter as: $scope.totalPrice= $filter('rupee')(totalPrice);

    Getting filters injected into the controller Filters can be injected into the controller, but name of the filter to be specified in the controller argument should be appended with the word “Filter”. app.controller('MyCtrl', function(orderByFilter){ //injects the orderBy filter into the controller });

    As we have a reference to the filter available in the controller, we can invoke the filter directly from here. $scope.items= orderByFilter(itemsArray, "Name");

    The result obtained can be passed into another filter to get combined result. $scope.items = filterFilter(orderBy(itemsArray, "Name"), "a");

    Same syntax can be used to inject and use a custom filter as well. I have put together a sample on jsfiddle covering the above concept:

  • luydimopso luydimopso over 1 year ago

    I managed to get out yesterday and it felt great. It did not start off so well. When I left it was snowing, reduced visibility, and some intermittent very light rain. After three hours of driving to get to where I wanted to explore it became overcast with no snow or rain.

    The weather improved on the drive back and became nice and sunny. If nothing else I got out and about.

    Below is the original photo I took yesterday. I like tree shots in winter and spring. This is southwest of Claresholm, Alberta in the foothills.

  • The following furniture/interior designs are made by Julien Jockers (ArmadaQuadrat). It is called HIL chairs which are made from black or colored acrylic and acrylic glass. There are 2 versions, each available in 7 different colors.

  • First Time Buyer Programs

    Lower down payment Easier to qualify Sometimes you may get lower rate May be subject to income and property value limitations Some programs which have government subsidies may have a recapture tax if you sell the house too early. First Time Buyer Programs

    Lower down payment Easier to qualify Sometimes you may get lower rate May be subject to income and property value limitations Some programs which have government subsidies may have a recapture tax if you sell the house too early.

  • This Article Is About Home Loans With Under 600 Credit Scores

    Gustan Cho Associates are experts in helping borrowers qualify for Home Loans With Under 600 Credit Scores. Most mortgage lenders require a 640 FICO credit score on FHA Loans. For example, to qualify for a 3.5% down payment home purchase FHA loan, the borrower needs a 580 credit score per HUD Agency Guidelines. Many lenders will require a 640 credit score requirement on FHA loans even though HUD Guidelines require a 580 FICO. The 640 credit score requirement is not HUD’s Guidelines On Credit Scores. But Lenders own higher credit score requirements.

    Lenders need to make sure borrowers meet the minimum HUD Agency Guidelines on FHA loans. Mortgage lenders can have higher lending requirements called lender overlays. Most lenders have lender overlays on government and conventional loans. There are lenders like Gustan Cho Associates that has no lender overlays. Gustan Cho Associates has no lender overlays on FHA, VA, USDA, and Conventional loans.

  • Ginger Garlic Tempeh & String Bean Bun - Food Porn Version I've decided just to write about cooking rather than always wait until I have a recipe "just right" to post. It will help me recreate delicious things so I can put together a recipe later. These posts will be noted "Food Porn" to show that there's no recipe and have the tag FoodPorn as well, just my going on about something delicious.

    Onto the food porn.

    Best. Tempeh. Ever. Seriously.

    We had in the house pounds of string beans from the garden and Christie asked for tempeh tonight. I stood around in the kitchen for a few minutes before deciding to make a stir-fry. Made up a marinade of ginger, garlic, shoyu, red miso, agave, peanut oil, canola oil, hot chili oil, and water all whisked up together. Diced tempeh went into this yummy mix.

    Pulled the the tempeh out of the marinade and set it aside. The tempeh then went into a rather hot wok with some canola oil. Kept tossing it and frying with a lid on until the tempeh was browned. Then I added in a little bit of the marinade to coat the cubes further.

    Some sweet onion, a carrot and a little red bell pepper for color were cut up small. All were stir fried with a pile of the green & yellow beans chopped up. After they cooked until the beans started to soften I added in most of the marinade. After the beans were cooked all the way I added the tempeh into the pan and tossed everything together.

    Cooked up some rice noodles, vermicelli, which were the weakest part. Tasty, but not great. I'm really going for more of a Vietnamese bun. The noodles were a fine, just not as great as the stir-fry. Added some shredded, Farmers Market lettuce and sliced up cucumbers from the garden.

    Yes, I will admit to nearly dancing in glee in the kitchen as this came together. We sat out on the deck in the breeze to enjoy. It was a lot of fun sitting a few feet from the golden string beans growing up the south side of the deck as we ate them for dinner.

    Will have to try this whole thing out again with the "right" noodles as well as some cilantro, lime to squeeze over the top and mung bean sprouts. Those things would be a really nice addition to all the flavors. Christie also noted it would be great to have the cucumbers in a little rice vinegar as well. A recipe will be forthcoming on this and really, pictures soon.

  • Delighted to try out a new snack (I've cut back on crisps generally) and these are pretty unusual.

    Pinkfinch Veg Crisps - Crispy Green Beans & Sugar Snap Peas are a nice light snack with an unusual taste. The texture is good, the seasoning is light and tastes not quite like you would expect. Would be great with a little dip. We shared a bag and they were soon gone!

    Also in the range are fruit crisps which I am sure will be just as yummy!

    Delighted to try out a new snack (I've cut back on crisps generally) and these are pretty unusual.

    Pinkfinch Veg Crisps - Crispy Green Beans & Sugar Snap Peas are a nice light snack with an unusual taste. The texture is good, the seasoning is light and tastes not quite like you would expect. Would be great with a little dip. We shared a bag and they were soon gone!

    Also in the range are fruit crisps which I am sure will be just as yummy!

  • JSender for Google Apps! We are excited to announce that JSender has been integrated to Google Apps now! It's a great chance to expose JSender's service to more than three million businesses running Google Apps.

    How it works? Make sure you get the admin rights of your Google Apps domain. 1) Go to our listing in Google Apps Marketplace. https://www.google.com/enterprise/marketplace/viewListing?productListingId=7792+1304054257743517154

    2) Press Add it now and enter your Google Apps domain

    3) Agree our service terms

    4) Grant the "User Provisioning (Read only)" rights to us.

    5) Enable our service.

    6) You can go to our application in the universal navigation bar of Google Apps' menu.

    FAQ? What is "User Provisioning (Read only)" right? "User Provisioning (Read only)" is the right to retrieve all your user's basic information in your Google Apps domain. We request for it because we can enable you to control the access rights of your user to JSender. You may not want all your staff members getting rights to access all your marketing department's campaign, right?

    Will JSender directly access our Google Apps setting? We just retrieve all your user's name only, no other information will be passed to JSender. We will not (and can not) directly access your Google Apps setting (therefore, in Read Only mode).

    How can I manage my Google Apps users to access our email marketing campaign? 1) Go to Setting menu in the top right 2) Go to Google Apps sub-menu. You can manage all your users to access JSender by selecting the Access checkbox.

  • Angular Decks- How to Build a Deck Build an angular deck with curve appeal.

    If you are looking for an easy way to avoid conventional squares, go with an angle deck. The corners are usually angled at or close to for-five degrees, making the deck visually interesting. Play around with different geometric shapes to find a design you like. Putting angles on all four corners of the deck will give it an intriguing octagonal shape, similar to a gazebo. Since incorporating angles is inexpensive, it's a great way to make the deck look attractive without spending a lot of money.

  • Bathroom Remodeling Contractors Near Me Call for a Free Estimate!

    Home Base Improvement & Construction

    Bathroom Cabinet Installers 4141 Dix Rd. Lincoln Park, MI 48146 t:313.382.3131

  • Wellborn offers a wide selection of maple cabinetry in a variety of styles and finishes. Browse our assortment of maple cabinet finishes and order a sample today!

    Maple Cabinetry Maple cabinetry is beautiful and versatile. It is perfect for any kitchen cabinet, because the maple is smooth and has an even wood grain and finish that makes it great for stains or painting. Check out our door styles to see how maple is used in various forms and designs.

    Maple Cabinet Finishes Maple wood works well with a variety of finishes. Some finishes that Wellborn offers are light, medium, expresso, and many more. Be sure to view an actual sample or contact your dealer to look at samples.

    Maple Cabinet Stains

    Maple Stains with Glazes

    Paints for Maple Cabinets

    Maple Paints with Glazes

    Maple Cabinetry FAQs Paints for Maple Cabinets Is maple a good wood for cabinets? Maple is a great wood for cabinets because of its grain consistency. It is great for light to dark stains and it is also extremely durable.

    What color countertop goes with maple cabinets? Because maple can be stained or painted in so many shades it can be complemented with any color of countertop. A really elegant countertop that goes well with maple kitchen cabinets is white.

    What color wood floor goes best with maple cabinets? A neutral color floor works best when pairing with maple cabinets. The color wood grain compliments the neutral colors by adding warmth and softening the room.

    How do I take care of my maple cabinets? Taking care of your maple cabinets is important when it comes to your cabinets lifespan. A great tool is using a wood conditioner to keep the integrity of the wood. Check out our cleaning supplies to help maintain your cabinets.

  • Pune Escorts - Pune Call Girls - Indian Model Escorts-Pune Female Escort Pune Escorts We are a premier Pune Escorts Agency dealing in Independent Call Girls pune. India's most exclusive Indian Model Escort Agency. We Pune Escort are very selective when it comes to choosing our young Sexy Model. We have beautiful Fashion Models, Air Hostess, College Girls, Pune Call Girls and of course your fun, up all night educated college girl. From the moment you meet one of our young Hot Call Girls till the moment she leaves you will be pampered and treated with the attention you request.

    Pune Call Girls Pune Escort Girls gives you Sex pleasure that you never forget. Pune Call Girls are very Sexy, Blond, Horny, Beautiful, and very Hot in Bed. We provide only Standard Pune Female Escorts Sex Services in cheap rate .We are offering professional Escort Service. Our rates are all inclusive and for companionship only. Any expenses incurred during our time together are to be covered by you.

    Pune Female Escorts The Independent Model Escorts provided by us are very high society girls, struggling bollywood actress, top college girls, Russian Models, Foreigner Escort across all India. The Independent Pune Model Escorts are very young, educated, professional, sexy figure to serve the best escorts service according to our client's taste. Our Model Escorts Service is basically for the high profile business person's or VIP customers, so we at Pune Female Escorts Agency always remember our client's privacy. Our independent escort models never disclose any of the private data of our clients.

    We love meeting gentlemen of class and refinement. We provide you with discreet, reliable assistance in selecting the most suitable Pune Female Escorts companion. Open 24/7 for Contact Us : 09730552314

    Pune Escorts PUNE CITY GIRLS are the No. 1 Independent Pune Escorts Service Group in India with Hi Class Pune Escort Girls. Our companions do have high standards in order to offer you an unforgettable time.

  • Get Beautiful, Sexy and Busty Teen Escorts in Lahore Call us 03006921166

    Diamond Escorts Service introducing Escorts in Lahore as well as Islamabad and Karachi. Now a days escorts service in on of the top demanded services in whole world as well as in Pakistan. People searches escorts service with different keywords Like Escorts in Lahore, Call Girl in Lahore Lahore Escorts and Lahore Call Girl etc. Now little Introduction of our escorts. as everyone knows there is always a women behind a man success. Some People Especially man denied this Quote but they still have a woman for relaxation and reason for happiness of a man and in the reality that's the reason this Quote has been created. Our Escorts are very educated and well mannered. Our Escorts are very co-operative and and well trained. Our Escorts have the key how make someone happy. Our Escorts have Natural body figures and that is well enough to impress a man. Our escorts will let you to

    the moon's journeys

    Diamond Escorts Service are offering escorts services in Lahore in very very moderate prices. Call us or Whatsapp 03006921166

  • New York City is one of the most popular key travel destinations for corporate travellers worldwide. The city is the center of much that's great, dynamic and profitable in America. It is home of one of the world's principal financial centres (i.e. anchored by Wall Street), and a popular business hub for the publishing and entertainment industry at the same time. So, it's no surprise it features three airports, Newark Liberty International Airport (EWR), LaGuardia Airport (LGA) and J. F. Kennedy International Airport (JFK). As a frequent corporate traveller you probably may have flown to one of the three New York airports at some point or another. With JFK being a major international gateway to the US, this city guide aims to provide some helpful travel agents tips for corporate travellers flying to or from JFK Airport.

    New York JFK Facts & Figures

    Located about 25km away from Manhattan in Queens, JFK Airport is the largest airport in the state of New York and one of the busiest business travel hubs (over 50 million travellers/year) in the US and internationally. It has six operating terminals (numbered 1, 2, 4, 5, 7, 8; terminal 6 was demolished in 2011, Terminal 3 in 2013). Currently, the 4th runway is under redevelopment to comply with the needs of Group VI aircraft (until December 2015 as planned so far), which may cause delays, but measures are in place to minimise them, so you shouldn't be too much affected. With more than 90 airlines arriving and departing from JFK, various business travel solutions for flights to New York can be arranged. Points of origin and destinations include places within the US, Canada, Latin America, Europe, Africa, Asia and Pacific, Australia/New Zealand, basically all over the world. The airport offers corporate travellers a choice of non-stop flights to about 100 international destinations which may prove convenient for your next business trip. However, JFK is very susceptible to weather-related delays due to its position. Corporate travellers are well advised to consider and prepare for possible thunderstorms in summer, causing delays across the US, as well as snow, icing and assorted slush throughout the winter season. For the months between June and November the risk of potential hurricanes is increased.

    In general, our business travel agents team advise leisure and corporate travellers to allow plenty of time for getting to and from JFK. Serious traffic incidents on the way between the city and the airport left many wondering whether they' would be able to make it in time or miss their flight. Furthermore, don't forget that this is America. Therefore, bear in mind that the TSA rules supreme over security checkpoints. So, take a deep breath and take maybe a book with you or something else to keep you busy. Make sure you arrive early.

    Useful JFK terminal facilities for corporate travellers

    In most public areas within most terminals, corporate travellers will conveniently find that Wi-Fi is available for free for up to 30min. You can get online near the ticket counters, boarding gates, designated work stations and food courts. The Wi-Fi access is provided by Boingo Wireless Company. If you need to use the internet for longer than 30mins., consider the following options: 1) $4.95 (£3.01, €3.77) per hour (pay as you go), 2) $7.95 (£4.83,€6.05) for unlimited access throughout a 24-hour period (day pass), 3) $9.95 (£6.04,€7.58) per month (unlimited access via a monthly subscription, to be used worldwide), or 4) if you already have a user account, simply log in using your user name and password. ATMs, currency exchange options (Lenlyn or Travelex), a rental phone shop, and more than 100 shops alongside various dining options are available at the terminals.

    Ground transportation services from JFK Airport to New York City

    The most convenient, stress-free way for travel from and to JFK Airport is to take the AirTrain. It is a cost efficient and helps you make sure you arrive at the airport in time, whilst avoiding possible traffic jams. You can access AirTrain services via the New York City subway system, which is also connected to the Long Island Railroad (LIRR). The journey from/to the city takes just over an hour. AirTrain is operated 24 hours on 365 days a year. Within the airport area, it connects terminals and also enables you to easily access car rental services, hotel shuttle areas and parking lots. At peak times the trains depart every 7 minutes and at off-peak times they go every 15 minutes. However, be clever in choosing your business travel route, as various routes make different stops within the airport. Good news for corporate travellers is that travel within the airport is usually free of charge. However, travel outside the airport is subject to a fee. AirTrain prices generally start from $5 (£3.04, €3.81). For more details on ticket prices are provided on the JFK Airport website under costs and tickets. If you travel via New York's public transport network, then it is a good idea to use MetroCard, which is widely accepted and is worth to purchase for travel via subway, local trains, or buses. You can find vending machines for buying a MetroCard at Howard Beach and Jamaica Station. A good alternative for corporate travellers would be to take a taxi (for up to 4 passengers). Simply wait in the cab line for a licensed and insured cab to take you to your destination (about $52, i.e. about £31.58, €39.59, flat rate between JFK and Manhattan, excluding tips and tolls). The time for this trip should be about an hour. However, it can take much longer during rush hour.

    Shared-ride shuttle services are a cheaper option than taxis, but can involve a lot of waiting and being driven around New York City to drop other people off first. You can find a full list of providers on the airport authority's website. But remember to tip appropriately, as tipping (around 20% of transfer cost) is quite common and keep in mind that bridge/tunnel tolls are not included in the shared-ride shuttle services fares. Another option is to ask your business travel company to arrange a shuttle service for your trip from and to John F. Kennedy International Airport as prices can vary greatly depending on location and number of passengers. In this way you can ensure that you are travelling with a reliable supplier.

    An express bus service is also available for a nominal fee from Penn Station (reachable e.g. by AirTrain or taxi). The service operates from early morning to late night, with buses running at least every half hour.

    The airport is also home to several car rental agencies. Leisure and corporate travellers can choose between a number of car major rental companies including Advantage, Thrifty, Dollar, Enterprise, Budget, Hertz, National and Avis.

    So, which mode of transport should corporate travellers choose for a trip from JFK to Newark and LaGuardia airports? Usually the best way to get to Newark Airport from JFK Airport is to simply take the AirTrain. However, if you need to travel to LaGuardia during your business trip, it we recommend to take advantage of a convenient shuttle bus service, using the free Route A (running every 10-15 minutes from 4:00am to 11:30pm) or Route B (running every 10-15 minutes from 6:00am to 2:00am). In any case, more details, also for connections to other airports, are available on the JFK Airport Connections page.

    Hotels near JFK Airport

    Hotel booking services for corporate travellers flying to New York JFK AirportAlthough there are no operating hotels at JFK Airport at the moment, New York provides corporate travellers a huge choice (from budget accommodation to luxury suites) of hotels and motels, which are conveniently located nearby the airport. Most hotel accommodations nearby offer shuttle services. Alternatively you can take the AirTrain to the Federal Circle station and follow the "Courtesy Hotel Shuttles" signs. There are telephone services for the hotel courtesy shuttles located at the AirTrain Federal Circle Station and in the arrival areas of the airport terminals ($5, i.e. about £3.04, €3.81, Service Charge for making reservations). The range of motels and hotels include the Hilton, the Courtyard by Marriott, Hampton Inn, Sheraton, Hilton Garden, Comfort Inn, Holiday Inn Express, Fairfield Inn* by Marriott, Days Inn, Best Western and Howards Johnson. The ones marked by an * are also offering conference and meeting rooms for corporate events.

  • With COVID’s disruption to global travel being top of mind, it’s easy to forget that British citizens must also comply with new rules brought about by BREXiT.

    At 11 pm (GMT) December 31 2020, the freedom of movement, enjoyed for more than four decades between the UK and the EU, disappeared overnight.

    So what does post-Brexit holidaying across the Channel look like for Brits? We answer your questions.

    Will my passport still be valid?

    Anyone with a burgundy passport with the words “European Union” on the cover will still be able to use it as a valid travel document to EU countries until it expires – but without any EU perks. To use it trouble-free you will need to have:

    three months’ validity remaining from the date leaving EU country (there are other interpretations but this one covers all eventualities) AND the passport must have been issued with the last nine years. The latter may seem an odd stipulation but it speaks to the way the UK used to renew passports with up to an extra nine months carried forward from unused time. This would be added on top of the usual 10 years.

    The post Brexit status of the UK is demoted to a “third country” and strict rules apply. This means that passports that were issued with a life of longer than 10 years validity will be invalid after 10 years.

    In effect, a passport issued on June 30, 2012, could show an expiry date of March 30 2022. However, the same passport issued on June 30, 2012, is regarded by the EU as expiring on June 30, 2022, So any time beyond that will be deemed invalid.

    British Passport in Iconic Blue (c. Wikipedia) Anyone travelling from New Year’s Day 2021 will be asked to turn back if their passport does not comply.

    It is thought that tens of millions of passports that are valid for longer than 10 years are in circulation and this could cause problems and delays at airports and border controls. So you must check and renew your passport accordingly.

    The passport will still be valid for use within the UK and non-EU countries around the world.

    New passports will be issued in the iconic blue covers that were used for UK passports before 1988 (remember those?).

    What will it be like at passport control? Brits will no longer be able to use the EU fast track lanes at border control

    British passport holders will no longer be able to join the EU fast track lanes (though popular destinations such as Spain and Portugal are considering special arrangements).

    Since January 1 2021, border officials have been obliged to check that your document is valid and to ask you questions about your reasons for travel and even how you intend to fund your stay – similar to entry into the US. This, of course, will slow down the entry process and increase queues.

    What’s more, your snacks may be confiscated. You will not be able to take meat, milk or products containing them from the UK into EU countries. Infant powdered milk, infant food and foods required for medical reasons are exempt up to a maximum weight of 2kg.

    Will I need a visa? Initially, you won’t need a visa, but in 2022 British visitors will need to register online and pay in advance for an ETIAS – European Travel Information and Authorisation System – similar to the ESTA visa required to enter the US. Expect to pay €7 (£6) for a three-year permit.

    How long can I stay in the EU? As the UK is now a “third country”, British travellers will have to comply with the “90/180 rule”

    Both holidaymakers and business travellers can only stay 90 days (three months) visa-free in any 180 days (six months) anywhere in the Schengen area. To illustrate here is a scenario: you travel to the Schengen Area in March, April and May and leave before June 1; you then cannot return to the zone until August 31.

    if you have already spent time in the Schengen Area in 2020 this won’t interfere with your allowance in 2021. The allowance starts on New Year’s Day.

    The 90 days can be made up of weekend getaways and two week holidays. So you could elope for a romantic weekend in Paris in spring and then spend a two week holiday in Marbella in the summer.

    To help you work it out the European Union has created an online “short-stay visa calculator”.

    People who hold a work or residential visa for a specific EU country will be treated differently.

    Which countries are part of the Schengen area? The Schengen area includes most of the EU countries except Bulgaria, Croatia, Cyprus and Romania. Ireland is also non-Schengen but is part of the Common Travel Area with freedom of movement to and from the UK and smaller islands.

    Time spent in these countries will not interfere with your allowance in EU countries and will not count towards the 90-day total. Also, British citizens can stay as long as they like in the Republic of Ireland.

    What happens if I overstay? You can’t nip over the border to another Shengen country and start the 90 days again.

    It’s best to stay within the rules otherwise you face an entry ban for a year. It is likely though you will get a grace period of three days. For the sake of this rule, the Schengen is treated as one country, so you can’t nip over the border and start the 90 days again. And yes they can check thanks to a central database. When you return, the frontier officials will check to see how much of your allowance has been used and remains.

  • How many swimming pools have you encountered this summer? What about over your entire life? The immense variety in structure, size, location, and atmosphere of the swimming pool has inspired artists for generations.

    Dive into this list of artistic responses and renderings of the swimming pool to plumb the hidden depths of this surprising muse!

    Artist David Hockney stands by 'A bigger splash 1967'. Photo: Christopher Furlong/Getty Images. Artist David Hockney stands by A bigger splash (1967). Photo: Christopher Furlong/Getty Images.

    1. David Hockney, A Bigger Splash (1967) If you’re looking for an image to adorn your fantasies about sipping frozen margaritas by the pool in paradise, then look no further than David Hockney. The iconic British artist’s beautiful 1967 A Bigger Splash is just one of his many depictions of California swimming pools. His choice of acrylic paint rather than darker oil paints aptly captures the effects of the California sunshine and although the glamorous location is fictitious in this instance, the iconic 1960s modernist architecture and palm tree combo is not exactly a California rarity.
  • A bar in London is serving up drinks to a new breed of booze hounds, offering “puptails” such as a Bloodhound Mary or Barkarita to dogs brought along by their owners for a drink.

    “I think everyone wants to have a life. When you are a dog carer, dog parent, you do feel quite bad if you leave them alone,” said Jamie Swan, who opened the “After Bark” bar and cafe in June.

    ALSO READ |Ed Atkins and his mum are starring in a museum show It serves plant-based refreshments and snacks to those for whom man’s best friend can also be a drinking partner. The dog drinks skip the alcohol, but the canines can enjoy a “Howlapaw Sling” of raw carrot juice or a “Great Expawlor” tray full of shots of apple and raw beet juices. Owners and their pets can also share Lick & Mix treats.

    “You can have them yourself. You could share them with your dog,” Swan said.

    Sharing a social life as well as hometime with pets is a way to ease the anxiety some families are feeling after the changes brought on by the COVID-19 pandemic, she said.

    “Especially with problems at the moment, with separation anxiety being an issue for people who have welcomed dogs into their lives.”

    cocktails for dogs, dog love, cute dog pictures A dog waits for a drink at a bar which also makes cocktails for dogs, in London. (REUTERS/Tara Oakes) After Bark is the latest venture from the “Barkney Wick” dog and human community centre in the capital’s Hackney Wick area. On Thursday evening, many customers were new owners who had adopted their pets during lockdown.

    Abigail Davis adopted Coco the pug after working from home left her feeling she could give the dog the attention it needed.

    Labrador Bertie was picked up by owners Tom and Laurence in February for the same reason.

    ALSO READ |When Bill Clinton declined the Queen’s tea invitation to try Indian food during 1997 UK visit “I’m a huge fan of cocktails… so love to come down here Thursday, Friday, and also it’s so nice to be able to bring him along and know that he can enjoy himself in a relaxed atmosphere,” said Dom Moore.

    For those who think whining and dining together is a step too far, the centre also offers dog day-care services and a cafe in the daytime until the doors to After Bark open.

  • Dog owners have a certain bond, almost a secret language that says “I understand how much you love this animal and I know that it will break your heart when you lose them.” Only a dog lover can pick up poop and comment that their dog did a great job. Only a dog lover can sit in traffic for hours with a smile, waiting for that enthusiastic greeting guaranteed from their furry friend, and usually not provided from anyone else in the family. Only a dog lover can let someone kiss their face with a mouth that had just been licking their own bum.

    Over the years, friends had warned me that the decision to let a cherished pet go was one of the most difficult they had ever made. At the time, I would nod and agree and move on with my day. As my dog got older, however, and this reality neared for me, I listened more closely to those stories of pet loss from friends.

    We were definitely not “dog people” when, years ago, we got a call from a friend that their spouse, a vet, had a dog that needed a home. The criteria was simple: the dog must go to a house with kids, where they will be the only pet and where they would be loved unconditionally. We had to look up the breed, Bichon, and when we did, we saw a fur ball that looked like it never set foot outside. This would possibly be a problem for our outdoorsy and active family. Nonetheless, we moved ahead with the adoption and never looked back.

    We called her Coco, and the poor thing had rarely been outside of an apartment or walked much further than a few hundred metres from her home before she came to live with us. She joined a family of avid runners, hikers and annoyingly hyper people and her life changed in an instant. She may have wanted to go home during her first 10 kilometre hike but she soon became an enthusiastic adventure buddy. She overcame her fear of water to become an active kayaker. Well, to be truthful, I kayaked and she sat in the front, legs perched on the bow and nose in the air, sniffing the great smells. I know she was happy as she closed her eyes, let her ears fly back in the wind and joined me for hundreds of trips. If it was raining, we got wet, if it was cold, we shivered together and if it was lovely, well we loved every second spent together in the sun and on the water.

    I think she was happiest when spending time with our children who were 11 and 13 when she joined the family. Coco went everywhere with us, wrapped in a blanket when going into stores or hotels with “no dog” restrictions. When friends teased us that we treated Coco as a human child, we would reply that she was sometimes the best-behaved child and we loved all of our kids equally. She didn’t look like the rest of the family because she was adopted.

    As Coco aged, she slowed down (we all do) and she ate less, walked less and indicated that her body was giving out. She limped with arthritis, breathed heavily (and snored loudly), and had a stroke that left her temporarily paralyzed. In her last days, she terrified us when she had horrible seizures. After a weekend of seeing her struggling to breathe and watching the spark go out of her eyes, we knew that it was time to visit the vet.

    The craziest and toughest part of life is that you can love people (and pets) with all your heart, and you can lose them long before you are ready to let go. Nothing lives forever, and although life is wondrous and beautiful, it is also far too short. I don’t know why dogs’ lives are a fraction as long as humans’, but I do know that we will live on, long after they depart, and there will be a hole in our hearts where they used to live.

    Coco had an amazing life, filled with head scratches, tummy rubs and tons of table food (she shared many great meals with us, even though this was likely not good for her). Our house had a dog bed or blanket in every room and every corner had some reminder of this sweet little dog who shared our space: a dog bowl in the kitchen, leashes hanging on the door handles and a cute (but way too expensive) down dog jacket hanging in the cupboard. Strangely, it was her old torn and stained life jacket, a reminder of those many kayak trips, that brought on a wave of tears after she had died.

    That last weekend was so hard on all of us, trying to thank this tiny sweet dog for 15 years of companionship, company and love. She left the world like she had lived: loving us and being loved right back.

  • The Roof Doctor provides Cheltenham with high quality roof repair and roof restoration services.

    Our roofing experts are all well-trained, fully qualified professionals who use only the best materials and most up-to-date equipment. In fact, they all undergo regular training to ensure they’re up to date with the latest advances in roof designs, manufacture, and technology.

    If it’s your gutter that needs fixing, no problem. We provide gutter repair and gutter replacement service all across Cheltenham.

    We offer free, no obligation quotes for all roofing services in Cheltenham, and our staff will be happy to provide any information you may need to help with getting your roof fixed.

  • Belief in paranormal psychic phenomena is widespread in the United States, with over a third of the population believing in extrasensory perception (ESP). Why do some people believe, while others are skeptical? According to the cognitive differences hypothesis, individual differences in the way people process information about the world can contribute to the creation of psychic beliefs, such as differences in memory accuracy (e.g., selectively remembering a fortune teller’s correct predictions) or analytical thinking (e.g., relying on intuition rather than scrutinizing evidence). While this hypothesis is prevalent in the literature, few have attempted to empirically test it. Here, we provided the most comprehensive test of the cognitive differences hypothesis to date. In 3 studies, we used online screening to recruit groups of strong believers and strong skeptics, matched on key demographics (age, sex, and years of education). These groups were then tested in laboratory and online settings using multiple cognitive tasks and other measures. Our cognitive testing showed that there were no consistent group differences on tasks of episodic memory distortion, autobiographical memory distortion, or working memory capacity, but skeptics consistently outperformed believers on several tasks tapping analytical or logical thinking as well as vocabulary. These findings demonstrate cognitive similarities and differences between these groups and suggest that differences in analytical thinking and conceptual knowledge might contribute to the development of psychic beliefs. We also found that psychic belief was associated with greater life satisfaction, demonstrating benefits associated with psychic beliefs and highlighting the role of both cognitive and noncognitive factors in understanding these individual differences.

  • The law of unfair dismissal is governed by the Employment Rights Act 1996. If you have two years of continuous service to qualify for a claim for unfair dismissal or if you fall within one of the exceptions that do not require qualifying service, you are likely to be able to bring a claim for unfair dismissal at an Employment Tribunal. Although your employer could fairly dismiss you on the ground of capability, conduct, redundancy or some other substantial reason, your employer must have acted reasonably in treating the reason as a fair reason for dismissal. Your employer is under an obligation to take certain steps, procedural or otherwise, before dismissing you. If the dismissal by your employer is found not to have fallen within a band of reasonable responses of a reasonable employer, the dismissal will be unfair.

    You would not need to have worked for a continuous period of two years’ service in the following circumstances to claim unfair dismissal:

    If your dismissal is on the ground of pregnancy or maternity. If your dismissal is on the ground of making a protected disclosure (whistleblowing). If your dismissal is on the ground that you brought proceedings to enforce a relevant statutory right. If your dismissal is on the ground that you alleged that your employer infringed a relevant statutory right.

    There are other exceptions to the general rule that you need two years of continuous service before you can bring a claim for unfair dismissal.

    Most employees tend not to want to go back to the same place of work after they have unfairly dismissed. However, if you wish to go back to your place of work, the Employment Tribunal must consider it. If the Tribunal makes an order for reinstatement or re-engagement, the Employment Tribunal is also likely to award you compensation in the form of arrears of pay representing loss of hearings from the dismissal to the date of judgment or reinstatement.

    If you do not wish to be reinstated or re-engaged, the Tribunal will make an award for compensation which comprises a basic award and compensatory award. The basic award consists of your gross weekly salary subject to a cap multiplied by the complete number of years that you worked (subject to a maximum of 20). A multiplier of 0.5, 1 or 1.5 will be applied to this depending on your age. The compensatory award consists of an amount that the tribunal considers just and equitable in all the circumstances having regard to the loss that you suffered in consequence of the dismissal in so far as that such loss is attributable by your employer. The compensation may be reduced if it is found that you caused or contributed to your dismissal.

    Constructive dismissal You may have a claim for constructive and unfair dismissal pursuant to Section 95(1)(c) and section 136(1)(c) of the Employment Rights Act 1996 if you resign in consequence of a fundamental breach of contract without too long a delay after the fundamental breach arises. The most common breach by an employer is arguably a breach of the implied term of mutual trust and confidence. Essentially, if your employer has acted without reasonable and proper cause in a manner calculated or likely to destroy or seriously damage its relationship with you, you are likely to be successful in bringing a claim for constructive and unfair dismissal. You would need two years of continuous service to bring a claim for constructive and unfair dismissal, otherwise the claim will be for constructive dismissal only and your compensation is likely to limited to your notice pay. You don’t always need two years of continuous service to bring a claim for constructive and unfair dismissal (see unfair dismissal, above).

  • Introduction and Definition of Unfair Dismissal ‘Unfair dismissal’ is a term used in Labour and Employment laws. Before moving to the meaning of the term, it is important to know the importance of such laws in our country. In developing countries like India, labourers/ employees are the most valuable asset which can help in transforming the country into a developed nation. The business and economy, undoubtedly, are growing at a very high pace. Hundreds of industries, manufacturing units, factories, MNCs are opening every day. In order to ace this competition, employers focus on price and goods efficiency which in turn result in neglecting the rights of labourers/ employees. Illiterate, poor and unaware about their rights, labourers often fall prey in the hands of their powerful employers. This is the reason we need labour and employment laws. To protect labourers from exploitation, to improve industrial relations between working class and management, to ensure job security, etc.

    Now, this aspect of job security is disturbed by the act ‘unfair dismissal’. Unfair dismissal is nothing but when the employer terminates the employment of his/her employee on unfair grounds which are harsh, capricious, and indistinct or even without any reason. Unfair dismissal is when the employer does not have any valid or fair ground to dismiss the employee. In most of the cases, the employer terminates the employment of the employee unfairly under the garb of fair grounds of dismissal. The concept of unfair dismissal is easy to understand but difficult to define. One cannot give a definite list of all the acts which will amount to unfair dismissal or not. The term unfair dismissal differs from organization to organization and circumstances to circumstances. It depends on various factors such as the nature of the organization, working pattern of the employer, terms and conditions mentioned in the employment contract, actions of employees, etc.

    It is important to keep in mind that a ground of fair dismissal should apply to everyone in such a manner which is uniform to all. For Example, if ‘A’ terminates the employment of ‘B’ on the ground of non-performance and gives another chance to improve to ‘C’ on the same ground of non-performance, then ‘B’ has been terminated unfairly and arbitrarily. The law pertaining to unfair dismissal is based on principles of natural justice and rationality.

    To protect employees from unfair dismissal, it is very important to have strict laws with respect to unfair dismissal and not just this, it is essentially important to aware and educate employees about their rights in the case of unfair dismissal. There are various legislations protecting the interests of employees/labourers in India such as the Minimum Wages Act, Payment of Gratuity Act, Industrial Disputes Act, etc. Much legislation provide for fairgrounds of dismissal, however, none of the legislation provides for even the definition of unfair dismissal or what amounts to unfair dismissal, directly. The concept is wide and can be given zillion interpretations. It is scattered amongst various legislations and is not available at a single place. The drawback with such law is that the law becomes vague and unclear. Often the ground of fair dismissal becomes unfair and the employer has the freedom to do whatever he wants under the blanket cover of fair dismissal.

    What Are Fair Grounds of Dismissal? Before talking about what unfair dismissal is like, we must be familiar with the grounds for fair dismissal of an employee. Private sector employees can be organization staff or workmen. The term ‘workman’ has been clearly defined under the Industrial Disputes Act, and would mean all individuals employed in any industry or manufacturing or production unit but does not include an employee who is in a white-collar, organizational or decision-making role. The workmen are governed by labour laws like the Factories Act, the Payment of Wages Act, etc. The non-workmen are governed predominantly by their employment contract and the Shops and Establishment Act of the state in which they work. The employment agreement lays down the conditions for dismissal of an employee from the services. Usually, termination takes place as misconduct, discharge or retrenchment. They are related to misconduct, non-performance, lying about qualifications or experience, statutory restrictions, undisclosed information, information theft, willful insubordination or disobedience, scam or deceitfulness, determined damage or loss of employer’s property, enticement, regular unpunctuality or nonattendance, prominent illegally and sexual harassment, etc. But these fall under the category of fair reasons for the dismissal of an employee.

    When Fair Becomes Unfair There are situations where the grounds for termination are subjective or blurred. In some cases, one can easily observe that these grounds were almost drawn to bring them under the purview of an employment agreement under the purview of the employment conformity, under the broad heads like non-performance or misconduct on the part of the employee.

    On the whole, an employer has to establish the grounds of termination or dismissal before a disciplinary committee or the court. If he falls short to do so, then he has to effectively compensate the employee for the earnings of that particular period. Now let’s try to identify some of the grounds of unfair dismissal-

    Reasons related to motherhood or pregnancy Pregnant female employees cannot be dismissed on account of their pregnancy. Such employees are not to be engaged by the employer within six weeks of delivery or even in the case of miscarriage. If dismissed, they can still claim maternity benefits. They are protected under the Maternity Benefit Act and also during their pregnancy, they are eligible to get their wages to a certain extent.

  • Saw cuts are a used to create control joints in concrete, which help control where cracking occurs due to shrinkage. The cuts should be made at a predetermined spacing and only after the concrete has obtained sufficient strength but before internal cracking begins. Therefore, the timing of saw cuts is critical. Determining when to make cuts depends on many factors, including the type of admixtures and aggregate used in the concrete, the air temperature, and the concrete's mix design.

    Tip Making saw cuts in concrete can be a very technical process: If you're unclear on the process or project, call a professional.

    When to Saw-Cut Concrete In addition to the concrete mix and the weather conditions, determining when to saw concrete is based on the concrete's hardness as well as the type of cutting equipment used to make the saw cuts. Cutting too early causes raveling, an effect created by the saw blade pulling the aggregate out of position, leaving a messy, weakened edge along the cut. This also causes undo wear on diamond concrete saw blades. Sawing too late can result in uncontrolled cracking as the concrete contracts during curing.

    FEATURED VIDEO How to Tell If a Wall Is Load-Bearing In hot weather conditions, saw cutting may start as soon as four hours after the concrete is poured. In cooler weather, sawing may not start for 12 hours after pouring.1 The best way to determine whether the slab is ready is to make trial cuts to check for raveling. Saw cutting should start as soon as the raveling stops during these trial cuts.

    Some contractors delay sawing to protect their equipment and saw blade to reduce blade abrasion. There are several types of saw blades that can be used, depending on the concrete type and how soon the cuts can be started. Other factors that can lead to excessive blade wear and joint raveling include:

    Pushing the blade too hard Saw cutting at high speed Using a saw with a bent spindle Using an inappropriate saw blade

    Where to Saw-Cut Concrete Before you start saw cutting concrete, is important to select where these cuts will be done. It is recommended to start saw cuts on or at the center of column lines. Joints shall be spaced at 24 to 36 times the slab thickness but this need to be confirmed by a structural engineer. Joint spacing normally ranges between 10 to 18 feet depending on the amount of reinforcement the slab has.1 If you are using high shrinkage concrete, you might want to decrease the cut spacing. Here are other factors to will help you determine where to saw cut:

    Try to form square patterns Make saw cuts continuous It is important to select an area that doesn’t have continuous steel reinforcement from one slab or square to another It is better to have smaller cracks than to increase cost by having and maintaining several joints. Under hot weather conditions, you might want to try forming a larger square and then cutting interior joints. By doing this you will be controlling fast setting concrete cracks in larger areas. How to Saw-Cut Concrete Factors such as curing techniques, slab thickness, slab length, and base type must be analyzed before selecting where joints should be cut. Once you've laid out the joints to be cut, mark them using a chalk line. If you're using water cutting equipment, make sure that the water is running all the way down to the blade. Allow the blade to reach the required depth, then start walking or moving the equipment following the chalk like mark. Here are some recommendations when sawing concrete:

    Do not twist the saw blade. Do not let the blade spin in the cut, as this will increase wear on the bond. When cutting concrete with heavy rebar, use blades with soft metal segment bonds. Always ​​use the required PPE (personal protection equipment). How Deep to Make Saw Cuts A good rule of thumb is to cut the joints one-quarter to one-third the slab thickness.1 For a 6-inch-thick slab, that means cutting 1.5 to 2 inches deep. Ensure that the saw cut depth meets the structural engineering specifications. If the joint is too deep, aggregate interlocking will not be sufficient to transfer loads. If the saw cut is too shallow, random cracking might occur.

  • Arrow Concrete Cutting is an Australian concrete cutting and core drilling company based at Kingscliff, NSW committed to delivering a high quality of professional service. Our team is friendly and fully trained and qualified with 28 years combined experience in the industry. Arrow Concrete Cutting is an Australian concrete cutting and core drilling company based at Kingscliff, NSW committed to delivering a high quality of professional service. Our team is friendly and fully trained and qualified with 28 years combined experience in the industry.

  • If you’ve ever been out in the sun all day, you know how wonderful it feels to come home to a cool space. If you’re browsing for a new AC unit, it can be difficult to navigate the best option. That’s why this guide will go over the best AC units of 2021.

    Although these top AC units have their similarities, their differences are what you want to pay attention to. Keep reading if you’re ready to beat the heat.

    best ac units

    1.York One of the best HVAC systems is York. They’re known for their value, pricing, and efficiency. You’ll also love these units because they’re a great option if you’re looking for an option that isn’t too noisy.

    You’ll also appreciate York’s lifetime compressor and 10-year parts warranty. This should ease any concerns about the longevity of the unit. York is the way to go if you want a quiet air conditioning unit that won’t hurt your wallet.

    1. Trane Trane is another popular brand that stands out because of its use of high-quality parts. Many commercial facilities trust their cooling needs to Trane, but they’re also a great option for homeowners. They boast high SEER ratings and impressive warranties.

    2. Rheem If there’s one way to describe Rheem, it’s by using their tagline: “a new degree of comfort.” This company is known for its two-stage air conditioning units. If you’re someone who enjoys interacting with their system, you’ll appreciate how much communication and user input is required.

    That type of system and user communication is not for everybody, so keep that in mind while you research the brand.

    1. Lennox Lennox has been around for a while, and the company is known for its creation of innovative products.

    This is a manufacturer known for making the most efficient split system available right now. It also makes the most efficient two-stage split system air conditioner and the most efficient single-stage AC.

    Lennox also optimizes indoor comfort by running at an even keel for a longer period of time, removing summer humidity. It’s the right choice for anyone who is looking for undeniable reliability.

    1. Amana You’ve likely heard of Amana before. It’s one of the most well-known names in air conditioners. It’s also a subsidiary of Goodman.

    With its easy installation and a broad range of SEER ratings, it’s a reliable brand that is sure to impress.

    Best AC Units of 2021 Whether you’re enjoying summer from the comfort of your home or want a breezy place to return to after a long day at the beach, having the right AC unit makes a huge difference. The last thing you want to do is settle with an unreliable unit.

    You’ll end up losing time and money trying to fix any issues that pop up.

    These are the best AC units of 2021, and you really can’t go wrong with any of them. The choice comes down to your personal lifestyle and what you want from your ideal air conditioning unit.

  • Things you should know when searching AC repair near me Before we get into air conditioner repair, let’s give a brief history of the air conditioner and some vocabulary that should help you out. What an air conditioner essentially does is use energy to transfer heat from the interior of your home to the relatively warm outside environment. Before air conditioners were even a thing, people cooled their home by saving big blocks of ice. When these cooling machines became popular, they were rated according to their capacity by the equivalent amount of ice melted in a day. This lead to the term ‘ton’, which is still used in air conditioning lingo today. A ton is measured at delivering 12,000 British Thermal Units (BTU) per hour of cooling. Typically, a window air conditioner is less than one ton, and a large home central air conditioner is equal to five tons. Air conditioners are sized to meet a certain ‘load’ on the house and have a certain amount of refrigerant (charge). There’s also a particular amount of airflow that travels across the coils. All of these components work together in a delicate balance to give you a cool, dehumidified home.

  • On 2 September 2021, the Sex Discrimination and Fair Work (Respect at Work) Amendment Bill 2021 (Bill) was passed by both houses of Parliament. The bill adopts several recommendations from the Respect@Work: National Inquiry into Sexual Harassment in Australian Workplaces which was published by the Australian Human Rights Commission in 2019.

    We summarise the key changes you need to know about below.

    1) Expanding definitions and extending time periods

    The Bill will insert a new provision which expressly states that it is unlawful to harass a person on the ground of their sex. While sex-based discrimination is already prohibited under the Sex Discrimination Act 1984 (Cth) (SD Act), sex-based harassment that does not constitute sexual harassment (i.e. unwelcome conduct of a sexual nature) is not. Curiously, the new provisions will only cover harassment that is of a “seriously demeaning nature” and is not designed to capture “mild forms of inappropriate conduct”.

    The Bill also clarifies that unlawful discrimination can be the basis of a claim by an employee under the SD Act.

    Under the current regime, a sexual harassment or discrimination complaint made more than 6 months after the alleged conduct took place can be terminated by the President of the Commission. The Bill extends this period to 24 months recognising that applicants often delay making a complaint for reasons such as fear of victimisation or a lack of understanding their legal rights. The report also noted that for some complainants, the knowledge that their claim may be rejected because it is outside the time limit is enough to prevent them from making a claim at all.

    In addition, sexual harassment in connection with employment will be expressly recognised as a valid reason for dismissal in determining whether a dismissal was harsh, unjust or unreasonable.

    2) New ‘anti-sexual harassment orders’

    Employees can now apply to the Fair Work Commission for an order to stop sexual harassment in the workplace. This new order will operate the same as the Fair Work Commission’s existing jurisdiction to make orders to “stop bullying”.

    Whilst this amendment seems significant on paper, it is unlikely to lead to a significant increase in the amount of applications given:

    the Commission cannot make any order for compensation; and the employee must still be employed by their employer to make the application. 3) Extending protections to volunteers, members of parliament, judges and their staff

    The current regime exempts state public servants from the Sex Discrimination Act. The Bill ensures members of parliament, their staff, and judges at all levels of government are included within the scope of the Sex Discrimination Act.

    Further, the Bill adopts the concepts of ‘worker’ and ‘PCBU’ (person conducting a business or undertaking) meaning that interns, volunteers and self-employed workers, are protected from harassment.

    Takeaways

    In light of the amendments, all employers should:

    Review and update their policies and procedures to ensure compliance with the new legislation; and Provide further training regarding sexual harassment and discrimination. If you have any questions about this article or to seek advice in relation to your workplace rights, please contact our specialist employment lawyers on (08) 6188 3340.

  • THE Protection against Harassment of Women in the Workplace Act was enacted more than 10 years ago. Since then, as cases have gone before harassment committees and ombudspersons, parties have struggled to determine the scope of incidents covered by the law and the nature of employment relationships that fall within the law’s ambit.

    The Supreme Court recently passed, for the first time, a judgment interpreting a key provision of the Act: the meaning of ‘harassment’. In ‘Nadia Naz v President of Islamic Republic of Pakistan & Others’, the Supreme Court stated that the meaning of ‘harassment’ in the context of the law is limited to harassment that is of a sexual nature. It clarified that harassment based on any other protected characteristic such as race, religion or ethnicity is not covered by the 2010 Act, and that conduct that is abusive or hostile, but not sexual in nature is not ‘harassment’.

    The Supreme Court declared that the 2010 Act “confines or limits its application to sexualised forms, including orientation of unwanted or unwelcome behaviour or conduct displayed by an accused person towards a victim or any organization”. The Supreme Court further noted that the “aggrieved person under the [2010 Act] has the responsibility to prove that the perpetrator truly had an accompanying sexual intention or overture…”

    The judgement, however, does not offer a thorough analysis of the meaning of sexual harassment. It begs the question: what is the scope of “sexualised” harassment and what is the nature of conduct that expresses “sexual intention or overture”.

    Conduct that is rooted in gender-based discrimination and creates an abusive, hostile work environment must also be considered sexual harassment.

    It would be a mistake to think this only covers conduct that relates to sexual activity or language. Conduct that is rooted in gender-based discrimination and creates an abusive and hostile work enviro­nment must also be considered sexual harassment.

    To understand the extent and nature of conduct that falls under the category of sexual harassment, it’s helpful to turn to guidelines of the Equal Employment Opportunity Commission of the United States, especially since the definition of the 2010 Act mirrors this guidance. The EEOC guidance states that sexual harassment includes “unwelcome advances, requests for sexual favours, and other verbal or physical conduct of a sexual nature” as well as sexual misconduct that has the “purpose or effect of unreasonably interfering with an individual’s work performance or creating an intimidating, hostile or offensive working environment”.

    Sexual harassment is actionable conduct in the United States under the Civil Rights Act of 1964 which makes “it an unlawful employment practice for an employer … to discriminate against any individual with respect to his compensation, terms, conditions, or privileges of employment, because of such individual’s race, colour, religion, sex or national origin”. The EEOC guidelines specify that “sexual harassment” is a form of sex discrimination prohibited by the Civil Rights Act.

    Interpreting the prohibition against sexual harassment in the workplace, the US supreme court has emphasised that the key consideration is whether discrimination on the basis of sex created an abusive or hostile work environment for the complainant. One supreme court decision held that degrading comments addressed to a woman because of her gender (such as ‘you’re a woman, what do you know’, ‘we need a man as a manager’ and calling the complainant a ‘dumb ass’ woman) constitutes sexual harassment.

    Special report: Sexual harassment in workplaces in Pakistan

    This interpretation was endorsed by the Lahore High Court in a judgement from 2019, which also favourably cited another US supreme court decision stating that “in evaluating the severity and pervasiveness of sexual harassment, we should focus on the perspective of the victim” and that “conduct that many men consider unobjectionable may offend many women”.

    While Pakistan does not have anti-discrimination legislation of the scope of the Civil Rights Act in the US, Article 25 of Pakistan’s Constitution provides that all citizens are entitled to equal protection of the law. Article 25 specifically prohibits discrimination on the basis of sex. The Statement of Objects and Reasons annexed to the 2010 Act states that the “Act builds on the principles of equal opportunity for men and women and their right to earn a livelihood without fear of discrimination as stipulated in the Constitution”.

    In light of constitutional obligations, how should we read the Supreme Court’s recent judgement? Sexual harassment cannot be restricted to conduct that is related to the act of sex. Harassment rooted in sex-based discrimination should be considered sexual harassment actionable under the 2010 Act, which must be read in light of Article 25 of the Constitution. This is consistent with the purpose of the 2010 Act to address gender discrimination that impacts women in the workplace.

    The complete definition of harassment in the 2010 Act supports this view, as it includes “sexually demeaning attitudes”. While the court did not discuss the meaning of “sexually demeaning attitudes”, the inclusion of this phrase shows that the 2010 Act covers workplace conduct that discriminates against persons because of their gender and creates an intimidating or hostile environment.

    The Supreme Court has recognised that while “anyone may be subject to sexual harassment, in a culture and society like Pakistan, women are the distressing majority of victims”. Women face pervasive harassment in the workplace when they are bullied, stereotyped and denied opportunities and benefits because of their gender. The judgement stated that the 2010 Act “rather than addressing the issue of harassment in all its manifestations … is a myopic piece of legislation that focused only on a minute faction of harassment”. This appears to be an unduly strong criticism of the law. While the Act is limited to sexual harassment, it nonetheless covers a wide range of discriminatory conduct directed to persons because of their gender that creates an intimidating, hostile or offensive work environment.

  • Usually a wallet is one kind of small bag which is used to bear money, credit card, personal identity such as driving license and many other important things. On the other hand chain wallet is that kind of wallet which is attached to metal chain and then clipped into a belt, this wallets are more reliable and safe for carrying important and valuable things. For the pedestrian and travelers it is an essential thing. To keep money protected from the pickpocket chain wallet is a popular name. Generally Wallets are made of leather and fabrics. Its size is as like the size of a pocket and foldable. In this civilized age there at least one wallet exists in the pocket of every civilized man.

    The origin of wallet is an ancient history. Firstly the word was used to refer to a bag or carrier in the first century of A.D. the Greek word 'Kibisis' was used to refer the sack of God Hermes and the sack which was carried by the mythical hero was known as wallet. That sack was used to carry the detached head of the monster. Since then the word 'wallet' has been using to carry anything. With the change of time the wallet also changes and this change gives the various kinds of wallet. Chain wallet is no exceptional wallet in comparison with them, this wallet was first introduced by bikers who wanted to keep their wallet safe from losing while ridding motorcycle. Today chain wallet is more popular than the wallet because money or other valuable things are safely stored in a chain wall paper.

    A standard chain wallet has identification pocket which is used for regularly used piece of identification such as driving license or institutional ID, also have a photo pocket which is used to keep personal photo or any familiar photo. There ate many currency pockets which are used to keep currency. In some cases there is also a money clip. These are arranged either vertically or horizontally. Most of the chain wallets are black and brown colored. Other types of small bags can be used as the wallet for carrying credit card but the utility of this type wallets can't be ignored.

    While traveling to keep the money and currency in a secure place there is no alternative way without chain wallet. Today it becomes a fashion to keep at least one chain wallet for oneself. Like other daily essentials it is also an essential appliance for a smart guy.

  • FRAMELESS SHOWER ENCLOSURES are all the rage and 90% of our requests are for frameless shower enclosures. I certainly agree as they can be truly spectacular!

    Frameless shower enclosures can mean slightly different things to different people. A true-to-name frameless shower enclosure should have no frame whatsoever and just hinges and metal clips to hold the fixed panels in place. To do this, everything must be completely square. While we all like things perfect, sadly, life is not that way. It may make sense to use small amounts of U-channel which can help adapt to small imperfections in the level of your shower area. U channel can generally be matched to your shower hardware and is relatively unobtrusive. In addition, for longer spans, a header may need to be installed. WHAT'S U-CHANNEL? A metal rail fitting over shower glass panels that secures them to the floor, ceiling, wall or another glass panel. It reduces the cost of the frameless shower because the glass does not need to be drilled or notched. Typically a frameless shower enclosure is top of the line, making it more expensive than a framed shower enclosure.

    SEMI FRAMELESS SHOWER ENCLOSURES have metal around the frame but there is either no frame on most of the door, or the door is completely frameless. The advantage of semi-frameless shower enclosures is that using some frame helps with the support of the enclosure. This allows the thickness of the glass to be reduced, in addition to the cost when compared to frameless showers.

    FRAMED SHOWER ENCLOSURES have framing on the whole surround and the doors. This is usually the least expensive option and is also very sturdy. Framed shower enclosures can be very attractive, but current designer trends all point to the sleeker appearance on frameless shower enclosures.

    As for the glass, itself you can be sure it is safety glass as it is illegal to not to use safety glass on shower enclosures.

  • Acting selflessly to help others in need was long thought to be a trait confined to mammals, in particular humans and some great ape species like bonobos and orangutans.

    But a new study has found that African grey parrots volunteer assistance to both their good friends and mere acquaintances—even when there is no expectation of personal gain.

    The paper, published in the journal Current Biology on Thursday, advances our knowledge of the evolution of cooperation and social intelligence, co-author Auguste von Bayern of the Max Planck Institute for Ornithology in Starnberg, Germany told AFP.

    Both parrots and corvids (like crows and ravens) are renowned for their extraordinary problem solving skills, and are sometimes called "feathered apes."

    Alex, the famous Harvard-based African grey parrot who died in 2007, developed a vocabulary of over 100 words, could identify colors and quantify objects up to the number six, among many other accomplishments.

    But despite their impressive intelligence, earlier experiments have failed to show crows helping other crows—leading von Bayern and first author Desiree Brucks of ETH Zurich to wonder whether the same was true of parrots.

    Working at the Loro Parque research station on the Spanish island of Tenerife, they placed pairs of grey parrots and blue-headed macaws in boxes alongside each other with an transfer hole between the two, and a hole facing a human experimenter that was either kept open or closed.

    Both parrot species quickly learned that they could exchange tokens with the experimenter for a nut treat—but only the grey parrots helped their neighbors when their own hole facing the scientist was closed, preventing them from gaining any personal reward.

    In the very first round, seven out of eight grey parrots were willing to transfer tokens in their possession to their neighbors so that their friends could feast when they could not.

    An African grey parrot returning a token to the researcher. Credit: Anastasia Krasheninnikova The fact they did so without knowing they would later be tested in the other role showed that those giving were not expecting the favor to be reciprocated, said von Bayern.

    Significantly, the grey parrots appeared to understand the nature of the task, as opposed to acting out of playfulness. When they saw the other parrot had an opportunity for exchange, they'd pass a token over—but otherwise, they would not.

    Lending a wing

    And, like humans, the grey parrots appeared to favor their friends, sharing more tokens with birds they had previously closely associated with, though they still gave some to acquaintances.

    The experimenters did not test whether the effect would occur with perfect strangers.

    It is not fully clear why the grey parrots acted "prosocially" while the macaws did not, but the researchers suggest it may be linked to how the two species organize themselves in the wild.

    African greys live in huge flocks of up to 1,200 birds, Brucks told AFP, and this may require greater social cognitive abilities than macaws that live in much smaller groups of 10 to 30 individuals.

    The team would now like to investigate how widespread cooperation is among the world's 393 parrot species and examine what evolutionary pressures led to it.

    They'd also like to learn whether the birds are acting out of genuine empathy and if the level of help given is proportionate to the need of the recipient—for example, will a parrot who just had a meal receive the same level of assistance as one which is hungry?

  • I'm inspired by you.

    0 Comments 1 Vote Created
  • You have the courage of your convictions.

  • You're even more beautiful on the inside than you are on the outside.

    0 Comments 1 Vote Created
  • luydimopso luydimopso over 1 year ago

    You are strong.

  • On a scale from 1 to 10, you're an 11.

  • You're all that and a super-size bag of chips.

  • Your kindness is a balm to all who encounter it.

  • You are really courageous.

  • You've got an awesome sense of humor!

  • You have a great sense of humor.

    0 Comments 1 Vote Created
  • You're more helpful than you realize.

  • You should be proud of yourself.

  • You deserve a hug right now.

  • You light up the room.

  • I'm grateful to know you.

  • Your perspective is refreshing.

    0 Comments 1 Vote Created
  • luydimopso luydimopso over 1 year ago

    You're strong.

  • luydimopso luydimopso over 1 year ago

    You are enough.

    0 Comments 1 Vote Created
  • You are the most perfect you there is.

  • I appreciate you.

  • You have the best laugh.

  • I like your style.

    0 Comments 1 Vote Created
  • You have impeccable manners.

  • luydimopso luydimopso over 1 year ago

    You are awesome!

  • You're a gift to those around you.

  • You're an awesome friend.